13th Dec, 2018

Our Latest Business Borrower – Kadco Fashion

We caught up with Samir from Kadco Fashion & Textiles to find out more about his business and why he chose to return to the rebuildingsociety.com crowd to raise further finance to grow his Yorkshire based business.
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10th Dec, 2018

Lender’s Review of rebuildingsociety.com

Why Invest in Peer to Peer Lending?

Brian has chosen peer to peer lending as part of his investment portfolio as he enjoys the fact that crowdfunding and P2P lending directly connects lenders with the funders, cutting out the middleman.

Brian enjoys engaging with the business owners and seeing how he can have a direct impact on the success and growth of many small businesses.

Why rebuildingsociety.com?

Brian says that he enjoys lending via rebuildingsociety because of the platform’s ethos and dedication to supporting local businesses and developing local economies particularly outside of London, an ethos which he shares and which he has followed in his own business ventures.

Rebuildingsociety.com was founded with the intention of opening finance to businesses that had been excluded from traditional means of finance and to offer more than just a financial transaction, by ensuring that through the finance the business was also able to gain access to a wide range of lenders who are able to advise and support the business in the long term.

The ability for lenders to pick and choose their investments and continue to engage with the borrowers is a key reason Brian has continued to lend via rebuildingsociety.com, as opposed to other platforms that have become more ‘opaque’ in the way lenders invest.

As well as his rate of return, Brian also cites the openness and accessibility of the rebuildingsociety.com team as a factor for his continued investment via rebuildingsociety.com.

How does it compare to other platforms?

Investing across a number of crowdfunding and Peer-to-peer lending platforms, Brian, says as a ‘non-techie’ he has found the platform easy to use and understand.

He has found the blogs and information available to lenders on rebuildingsociety.com ‘excellent’ and very useful in helping him to understand how to use the platform, learn more about the businesses and get tips on lending in general.

Much of the information Brian refers to is available in our Lender Library.

Advice to new lenders?

Having been an active lender for over 4 years on rebuildingsociety.com. Brian says lenders should:

Read and Review

Brian says lenders should always make sure that they read up and carefully look into the platform that they are lending through.

Look at the trading history of the platform, how long have they been around, what is their net return, what is the ethos of the platform and what is the investment structure or the deals on the platform.

Knowing more about the platform and ensuring that you understand how it works is fundamental to ensuring the long-term success of your investments via P2P.

Do Your research

When investing manually, Brian says it’s crucial that lenders do the research on the businesses they are thinking of investing in. Reviewing the information provided by the platform as well as publicly available information is important to make good lending decisions.

Start small – Diversify

Brian says that lenders that are new to any platform should ‘start small’ and look to build a well-diversified portfolio, by lending across a range of sectors, regions and business types. As a lender gets more comfortable with the lending process and the platform then they can consider lending larger amounts according to the experience they have gained.
If in doubt ask

This applies to both asking questions of the borrowers as well as the platform’s team. On rebuildingsociety.com lenders are given the opportunity to directly ask questions of the borrower through the Discussion forums of each loan. This allows lenders to ensure they understand who and what they are lending for and allows them also to build a rapport with the borrower.

Brian also says that lenders should ask not to be shy to engage with the rebuildingsociety.com team, who he has found ‘very helpful and accessible’ and ‘has found the guidance that they give very easy to understand’.

 

rebuildingsociety.com is authorised and regulated by the Financial Conduct Authority and has been operating as a peer-to-peer lending platform for over six years, making it one of the longest standing P2P platforms in the UK. rebuildingsociety.com prides itself on the level of transparency offered to lenders and the wealth of information and educational material available to assist lenders and borrowers throughout their engagement with the platform. 

Transparency helps lenders assess the risk and make better-informed decisions if you would like to find out more about the risks involved in lending on our platform, visit our risks page.


04th Dec, 2018

Christmas Shopping for the Crowd

If you didn’t get the chance to make the most of the Black Friday and Cyber Monday sales, don’t worry there’s still 21 days to Christmas, plenty of time to get those gifts ticked off the list. If you don’t have a list and are still looking around for ideas, maybe we can help!

Here are a few of the business our lenders have supported recently, who might be able to help you finish off your Christmas shopping and you can do it all from the comfort of your couch whilst sipping your festive tipple of choice!

OPWG – Board and Card Games and Collectibles

OPWG’s online store, The Outpost, stocks a huge variety of board games, miniature figurines, card games and more. These include popular brands and franchises such as Warhammer, Star Wars, Dungeons and Dragons, Dr Who and Superman and Batman collectibles!

If you know someone that would love something from this store, but you’re not sure about what to buy them, you can also purchase gift vouchers so that they can choose for themselves!

For those super fans that you know, we’re sure that they’d love to get their hands on some collectibles and games as soon as they’re released, you can make their Christmas by ordering through the Outposts pre-orders section!

The Outpost are offering FREE delivery on all orders over £75! With such a great range of products and services, you’re bound to find something here for someone on your list, even if it’s just a stocking filler!

 

Candy Hero – Sweets and Confectionery

 

 

Leave the diet until January, December is for eating enjoying and over indulging on all those things you love best. If sweets are your thing or you know someone that has a insatiable sweet tooth (we all know someone), then get your order in now on Candy Hero.

Candy hero stock a huge range of sweets form around the world, especially from places where e-numbers are not a worry! Aside form their huge range of ‘all year round sweets’, they also sell a variety of special Christmas Candy and gift packs!

Candy Hero offer free delivery on all orders over £35.00 and promise that if ordered by 2pm they’ll ship it that day and to anywhere in the world! – Perfect for those relatives abroad!

Go on and treat yourself or someone you know, or at the very least add some candy canes to your tree this year!

 

Invasion – City Getaways and Flights

 

Some people just love the cold and frosty days of December, apparently in December the cold weather is ‘Christmassy’! Cold ‘Christmassy’ December days are one thing, though we’re not sure we often hear people saying they love the long, cold and dark January and February days that stand between us and Spring!

If you’re someone who loves to travel, could do with some sun, or just know someone that would love an adventure, why not browse the range of trips offered by Invasion?

Advertising getaways to Bali, The Philippines, the Maldives, South Africa and Thailand just to name a few (warm places), it’s hard not to be tempted!

 

SLK Retail (UK Gardens) – Garden and Outdoor Accessories and Decorations  

 

We all know those people that come the 6th November are far too eager to get their Christmas decorations and trees out. If you, like many of us in the office haven’t yet got around to getting your Christmas decorations sorted, then have a look at the great range of Christmas indoor and outdoor decorations from SLK Retail!

If you’re one of those that does love to go all out and have been decorating since November, why stop now? Have you got an 8FT Inflatable Santa with LED lights in your garden? – No?  Well then, don’t be out done! – Get yours now!!

If you really don’t need any more decorations, then maybe start making some purchases for BBQ season, such as new outdoor furniture or just browse the ‘Gifts for him and Her’ section for some great ideas!

 

rebuildingsociety.com are proud to have a community of lenders that genuinely care about supporting the businesses that they lend to. Being part of the rebuildingsociety.com community is about more than just finance, it’s about supporting British businesses, developing local economies and generally making a difference!

Merry Christmas! 


03rd Dec, 2018

Scale Up Programme to Accelerate Growth of rebuildingsociety.com

Rebuildingsociety.com is proud to have been selected to be part of the 2019 Barclays Scale Up programme, run by Barclays in collaboration with Cambridge Judge Business School. The innovative programme aims to enhance the performance and competitiveness of high-potential businesses with growth appetite as well as growth potential that are deemed to be engines of growth in the UK. (more…)


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