Secondary Marketplace

Lenders can trade Microloans on the Secondary Market. Sellers may recover the outstanding capital, from buyers who pay for the right to receive the future interest payments on pre-agreed microloans.

Demand for microloans varies from loan to loan, so there is no guarantee that you can fully divest on the secondary market. However, sellers may influence demand by charging a premium or discount on the capital outstanding by up to +5% or –5%; this is reflected on your dashboard as a ‘Microloan gain/loss’. On the loan profiles, in the Microloans tab, you can see a ‘Buyer Rate’, which indicates the approximate annual rate of return after the premium/discount is applied. Some borrowers may redeem their loan early by repaying all the capital outstanding plus one month of interest, in this event any future interest payments are foregone, so the loss incurred from paying a premium may not always be recovered by future interest payments.

You may sort each column by clicking the column title and use the Filter to narrow down the list of Microloans for sale. When you purchase multiple microloans, any rounding of non-displayed decimals may result in paying slightly more, or less than the sum of the visible amounts.

Business name
Business Type
Sector
Risk
Security
Term
Companies I lend to

Risk Categories
  • A+ Very low risk
  • A low risk
  • B below average risk
  • C average risk
Loan Risk
Risk
The risk category assigned to this loan when it was originally put on the live auction.
Highest Rate
Highest Rate
The annual return offered by the best-priced micro loan.
Available Capital
Available Capital
The total value of all micro loans listed for sale in each business.
Repayment Form
Repayment Form
Information on whether the business has made repayments on time or late.
Next Repayment Due:
Next Repayment Due
Date difference between current date and date of next repayment.
Average premium / discount
Average premium/discount
The higher the average premium, the higher the demand for the loan (the loan is hot). The average is calculated from the top 100 microloans in order of Buyer Rate. A negative average suggests that the majority of people are keen to divest from this loan (the loan is cold).
Mr. Whitehead's Cider Company Ltd
Other
RiskCRate5.15%Capital£79Repayment54 of 54 made (54 timely)
(6 remaining)
29 days3.76%
Navigation Support And Care Services Ltd
Other
RiskBRate5.00%Capital£5Repayment53 of 53 made (52 timely, 1 late)
(7 remaining)
25 days4%
Seventeen Gallery
Other
RiskARate5.00%Capital£3Repayment53 of 53 made (49 timely, 4 late)
(7 remaining)
16 days3%
Mcardle Marketing Limited
Other
RiskBRate5.00%Capital£20Repayment51 of 51 made (48 timely, 3 late)
(9 remaining)
22 days4.26%
247 Personnel Ltd
Recruitment
RiskBRate5.04%Capital£50Repayment51 of 51 made (50 timely, 1 late)
(9 remaining)
1 days5%
Huyton Heat Treatments(2010) Ltd
Engineering
RiskBRate10.72%Capital£1,232Repayment45 of 45 made (43 timely, 2 late)
(15 remaining)
27 days4.73%
The Retreat (leek) Limited
Other
RiskCRate5.92%Capital£495Repayment44 of 44 made (44 timely)
(16 remaining)
23 days5%
Tamar Adventures Limited
Other
RiskCRate6.90%Capital£10Repayment44 of 44 made (44 timely)
(16 remaining)
30 days5%
Scoop Retail Technologies Limited
Technology
RiskBRate12.62%Capital£3,210Repayment40 of 42 made (30 timely, 10 late)
(20 remaining)
17 days4.48%
Anzoff Limited
Automotive
RiskCRate8.91%Capital£300Repayment42 of 42 made (42 timely)
(18 remaining)
16 days4.98%
Personal Property Ltd
Business Services
RiskBRate6.64%Capital£7Repayment42 of 42 made (42 timely)
(18 remaining)
11 days5%
Insul-eight (contracts) Limited
General Construction
RiskBRate8.60%Capital£27Repayment42 of 42 made (42 timely)
(18 remaining)
24 days5%
Able Contractors Ltd
Construction
RiskCRate11.96%Capital£424Repayment41 of 41 made (39 timely, 2 late)
(19 remaining)
1 days4.93%
Bewley Recruitment Ltd
Recruitment
RiskCRate11.84%Capital£21Repayment41 of 41 made (41 timely)
(19 remaining)
26 days5%
Plumbserve Ltd
Building Services
RiskCRate17.00%Capital£1,390Repayment34 of 39 made (23 timely, 11 late)
(26 remaining)
Overdue4.02%
Verve Accounting Ltd
Accountancy
RiskCRate11.63%Capital£42Repayment38 of 38 made (38 timely)
(22 remaining)
23 days5%
Ram Climate Limited
Business Services
RiskBRate11.86%Capital£1,367Repayment37 of 37 made (35 timely, 2 late)
(23 remaining)
15 days4.1%
Synapse Information Limited
Business Services
RiskARate7.92%Capital£32Repayment37 of 37 made (37 timely)
(23 remaining)
19 days5%
Senate Training Ltd
Business Services
RiskCRate20.54%Capital£18,731Repayment37 of 37 made (26 timely, 11 late)
(23 remaining)
23 days2.29%
Yewshore Ltd
Other
RiskCRate7.73%Capital£9Repayment36 of 36 made (36 timely)
(12 remaining)
27 days5%
Littlecombe Park Limited
Other
RiskCRate12.38%Capital£298Repayment34 of 34 made (34 timely)
(26 remaining)
6 days4.91%
Scotnorone Limited (fsteer Limited)
Construction
RiskCRate14.41%Capital£808Repayment32 of 32 made (21 timely, 11 late)
(28 remaining)
Imminently4.62%
Perfectionist Projects Limited
Business Services
RiskCRate12.18%Capital£100Repayment28 of 32 made (26 timely, 2 late)
(32 remaining)
Imminently4.55%
Maindrain Lincs Ltd
Other
RiskCRate5.00%Capital£4Repayment32 of 32 made (32 timely)
(4 remaining)
29 days4.83%
Invasion Corp Ltd
Travel
RiskBRate5.47%Capital£40Repayment28 of 28 made (28 timely)
(8 remaining)
7 days4.62%
Clement Pierce Ltd
Recruitment
RiskCRate7.42%Capital£54Repayment28 of 28 made (24 timely, 4 late)
(8 remaining)
13 days4.33%
Ltt Sme Ltd
Technology
RiskCRate14.88%Capital£4,449Repayment29 of 29 made (28 timely, 1 late)
(17 remaining)
9 days4.67%
Obvious Print Solutions Limited
Technology
RiskCRate16.39%Capital£2,283Repayment25 of 25 made (24 timely, 1 late)
(35 remaining)
1 days4.98%
Candy Hero Ltd
Import/Export
RiskCRate16.71%Capital£1,151Repayment21 of 21 made (21 timely)
(39 remaining)
9 days4.94%
Taylor Made Property Management Limited
7031 Real estate agencies
RiskCRate13.78%Capital£415Repayment21 of 21 made (21 timely)
(39 remaining)
22 days5%
Anvil House Limited
5248 Other retail specialised stores
RiskCRate15.14%Capital£4,342Repayment17 of 17 made (17 timely)
(43 remaining)
17 days4.94%
Promoting Independence Ltd
HUMAN HEALTH AND SOCIAL WORK ACTIVITIE
RiskCRate13.90%Capital£112Repayment13 of 13 made (13 timely)
(23 remaining)
9 days4.99%
P L K Building Services Limited
CONSTRUCTION
RiskCRate15.84%Capital£1,599Repayment12 of 12 made (12 timely)
(48 remaining)
16 days4.85%
J C Pomfret Construction Limited
CONSTRUCTION
RiskCRate16.15%Capital£1,980Repayment12 of 12 made (8 timely, 4 late)
(24 remaining)
17 days4.74%
Ejp Beauty Limited
OTHER SERVICE ACTIVITIES
RiskCRate14.94%Capital£1,724Repayment9 of 9 made (9 timely)
(51 remaining)
16 days4.85%
Prima Cleaners Limited
RiskCRate19.21%Capital£8,551Repayment8 of 8 made (7 timely, 1 late)
(52 remaining)
6 days3.64%
Kadco Fashion & Textiles Ltd
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskBRate13.55%Capital£46Repayment7 of 7 made (6 timely, 1 late)
(53 remaining)
6 days5%
Opwg Ltd
Retail sale of games and toys in specialised stores
RiskCRate16.48%Capital£407Repayment7 of 7 made (7 timely)
(53 remaining)
20 days5%
Adept Concepts Uk Ltd
CONSTRUCTION
RiskBRate15.30%Capital£5,991Repayment5 of 5 made (5 timely)
(55 remaining)
Today4.81%
B Smart Properties Ltd
CONSTRUCTION
RiskBRate11.88%Capital£8,878Repayment5 of 5 made (5 timely)
(55 remaining)
8 days0.83%
Specialist Insurance Agency (holdings) Limited
REAL ESTATE ACTIVITIES
RiskCRate15.76%Capital£12,866Repayment4 of 4 made (4 timely)
(56 remaining)
16 days2.13%
Vicarage Ventures Ltd
Business Services
RiskBRate13.68%Capital£1,468Repayment6 of 6 made (5 timely, 1 late)
(28 remaining)
21 days3.52%
Wisteria Care Limited
HUMAN HEALTH AND SOCIAL WORK ACTIVITIE
RiskCRate13.36%Capital£1,288Repayment4 of 4 made (4 timely)
(56 remaining)
27 days4.6%
L.s Delta Ltd
Other retail sale in non-specialised stores
RiskCRate17.61%Capital£5,917Repayment3 of 3 made (3 timely)
(57 remaining)
3 days4.88%
Riad Importers Limited
Wholesale of fruit and vegetables
RiskCRate18.24%Capital£6,479Repayment2 of 2 made (2 timely)
(58 remaining)
16 days4.74%
Hull Boxes & Packaging Limited
Other manufacturing not elsewhere classified
RiskBRate13.95%Capital£567Repayment2 of 2 made (2 timely)
(58 remaining)
13 days4.93%
Spares Direct Belfast Ltd
WATER SUPPLY; SEWERAGE, WASTE MANAGEMENT AND REMEDIATION ACTIVITIES
RiskCRate17.64%Capital£1,284Repayment2 of 2 made (2 timely)
(58 remaining)
31 days5%
Fist Bump For Science Limited
EDUCATION
RiskCRate16.78%Capital£7,840Repayment1 of 1 made (1 timely)
(59 remaining)
22 days4.94%
Olympus Eyewear Europe Ltd
Agents specialized in the sale of other particular products
RiskBRate11.89%Capital£3,420RepaymentFirst repayment due 04 Nov
(60 remaining)
16 days1.82%
Bah Financiere Management Limited
RiskCRate16.45%Capital£3,690RepaymentFirst repayment due 07 Nov
(24 remaining)
19 days4.91%
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