Secondary Marketplace

Lenders can trade Microloans on the Secondary Marketplace. The secondary market allows lenders the opportunity to divest from a loan, if there is a willing buyer; this allows a selling lender to recover the outstanding capital, while buyers can pay for the right to receive the future interest payments on pre-agreed micro loans.

It is important to note that there is no guarantee that you will be able to fully divest from a loan on the secondary marketplace as the sale relies on the demand for the micro loans, and as such at times it may take longer to divest from a loan than expected, or you may not be able to divest at all.

You can sort each column by clicking the column title and use the Filter options to narrow down the Microloans for sale. Sellers will charge/discount the capital outstanding by up to +5% or –5%; this charge/discount is reflected on your dashboard as a ‘Microloan gain/loss’. On the loan profiles, in the Microloans tab, you can see a ‘Buyer Rate’, which indicates the approximate annual rate of return after the premium/discount is applied. Some borrowers may redeem their loan early, in which case all the capital outstanding is repaid plus one month of interest, but any future interest payments are foregone, so the loss incurred from paying a premium may not always be recovered by future interest payments.

Business name
Business Type
Sector
Risk
Security
Term
Companies I lend to

Risk Categories
  • A+ Very low risk
  • A low risk
  • B below average risk
  • C average risk
Loan Risk
Risk
The risk category assigned to this loan when it was originally put on the live auction.
Highest Rate
Highest Rate
The annual return offered by the best-priced micro loan.
Available Capital
Available Capital
The total value of all micro loans listed for sale in each business.
Repayment Form
Repayment Form
Information on whether the business has made repayments on time or late.
Next Repayment Due:
Next Repayment Due
Date difference between current date and date of next repayment.
Best Discount
Next Repayment Due
Some microloans may be on sale at a discount. Note that a negative discount shows the lowest premium.
Goatcher Chandler Limited
Accountancy
RiskBRate9.65%Capital£4,531Repayment41 of 41 made (41 timely)
(19 remaining)
29 days0%
Millbak Limited
Other
RiskBRate15.42%Capital£6,236Repayment37 of 40 made (36 timely, 1 late)
(49 remaining)
22 days0%
Ispirare Accessories Limited
Import/Export
RiskBRate12.62%Capital£1,070Repayment38 of 38 made (38 timely)
(22 remaining)
21 days0%
Luminos Lighting Limited
Manufacturing
RiskARate10.29%Capital£10Repayment36 of 36 made (36 timely)
(24 remaining)
16 days0%
Netwise Hosting Limited
Business Services
RiskARate9.30%Capital£23,647Repayment37 of 37 made (37 timely)
(23 remaining)
24 days1.25%
Seventeen Gallery
Other
RiskARate9.87%Capital£270Repayment32 of 32 made (31 timely, 1 late)
(28 remaining)
12 days0%
Wacnet Limited
Business Services
RiskARate9.94%Capital£1,766Repayment33 of 33 made (33 timely)
(27 remaining)
13 days0%
Navigation Support And Care Services Ltd
Other
RiskBRate12.67%Capital£108Repayment32 of 32 made (31 timely, 1 late)
(28 remaining)
21 days0%
Impact Assist Ltd
Automotive
RiskBRate13.01%Capital£1,579Repayment32 of 32 made (31 timely, 1 late)
(28 remaining)
27 days0%
Gra Project Management Ltd
Construction
RiskCRate15.99%Capital£20,553Repayment30 of 30 made (30 timely)
(30 remaining)
16 days0.5%
Mcardle Marketing Limited
Other
RiskBRate12.04%Capital£6,856Repayment30 of 30 made (27 timely, 3 late)
(30 remaining)
18 days0%
247 Personnel Ltd
Recruitment
RiskBRate12.93%Capital£738Repayment31 of 31 made (31 timely)
(29 remaining)
28 days0%
Puppy Kit Limited
Other
RiskCRate18.71%Capital£6,716Repayment23 of 29 made (23 timely)
(37 remaining)
Overdue2%
Bundle Services Ltd
Business Services
RiskCRate17.16%Capital£980Repayment29 of 29 made (29 timely)
(31 remaining)
13 days0%
Shri Maa Limited
Other
RiskBRate13.35%Capital£3,523Repayment27 of 27 made (27 timely)
(33 remaining)
14 days0%
Liberta Restaurant Ltd
Hospitality
RiskCRate15.37%Capital£160Repayment24 of 24 made (24 timely)
(36 remaining)
5 days0%
Ltt Sme Ltd
Technology
RiskCRate19.32%Capital£46,810Repayment8 of 8 made (7 timely, 1 late)
(38 remaining)
5 days1.25%
Willowtree Properties Ltd
Construction
RiskARate11.47%Capital£3,908Repayment27 of 27 made (27 timely)
(33 remaining)
7 days5%
Morgan Daniels Training Limited
Education
RiskBRate10.42%Capital£731Repayment26 of 26 made (19 timely, 7 late)
(10 remaining)
4 days0%
Specialist Insurance Agency (holdings) Ltd
Other
RiskCRate13.75%Capital£6,370Repayment25 of 25 made (25 timely)
(35 remaining)
5 days0%
Ddl Civils Limited
Construction
RiskBRate13.60%Capital£1,420Repayment26 of 26 made (26 timely)
(22 remaining)
27 days0%
Huyton Heat Treatments(2010) Ltd
Engineering
RiskBRate16.13%Capital£17,830Repayment24 of 24 made (23 timely, 1 late)
(36 remaining)
23 days1%
Everest Facilities Management Limited
Other
RiskCRate18.21%Capital£12,292Repayment22 of 24 made (15 timely, 7 late)
(26 remaining)
Overdue1.25%
Skyline Property Management Limited
Other
RiskCRate17.49%Capital£1,361Repayment24 of 24 made (24 timely)
(24 remaining)
27 days0%
The Retreat (leek) Limited
Other
RiskCRate13.97%Capital£2,383Repayment23 of 23 made (23 timely)
(37 remaining)
19 days5%
Tamar Adventures Limited
Other
RiskCRate14.16%Capital£6,922Repayment23 of 23 made (23 timely)
(37 remaining)
26 days1%
Roamingexpert.com Ltd
Other
RiskBRate14.35%Capital£14,041Repayment22 of 22 made (22 timely)
(38 remaining)
9 days0%
Pebbles Of Salcombe Ltd
Hospitality
RiskCRate14.18%Capital£7,467Repayment22 of 22 made (22 timely)
(38 remaining)
30 days0%
Patterson Properties (uk) Ltd
Commercial Property
RiskCRate16.76%Capital£875Repayment16 of 21 made (13 timely, 3 late)
(8 remaining)
Overdue1%
Scoop Retail Technologies Limited
Technology
RiskBRate19.36%Capital£29,357Repayment20 of 21 made (16 timely, 4 late)
(40 remaining)
13 days5%
Personal Property Ltd
Business Services
RiskBRate12.51%Capital£1,487Repayment21 of 21 made (21 timely)
(39 remaining)
10 days0.25%
Spencer Welding Ltd
Manufacturing
RiskCRate16.43%Capital£9,213Repayment21 of 21 made (21 timely)
(39 remaining)
21 days0%
Insul-eight (contracts) Limited
General Construction
RiskBRate14.56%Capital£6,920Repayment21 of 21 made (21 timely)
(39 remaining)
20 days0%
Anzoff Limited
Automotive
RiskCRate14.51%Capital£6,620Repayment21 of 21 made (21 timely)
(39 remaining)
12 days0%
Oxton Estates Ltd
Commercial Property
RiskCRate20.32%Capital£4,990Repayment19 of 20 made (19 timely)
(41 remaining)
Overdue5%
Real Eating Company Cafes Limited
Hospitality
RiskBRate14.86%Capital£9,082Repayment21 of 21 made (21 timely)
(27 remaining)
16 days0%
Able Contractors Ltd
Construction
RiskCRate17.02%Capital£12,327Repayment21 of 21 made (19 timely, 2 late)
(39 remaining)
28 days0%
J.b.s.c. Limited
Business Services
RiskCRate17.51%Capital£7,941Repayment20 of 20 made (20 timely)
(40 remaining)
13 days3%
Kempsey Goodison Limited
Other
RiskCRate18.93%Capital£5,084Repayment13 of 20 made (8 timely, 5 late)
(35 remaining)
Overdue5%
Ph Costs Solutions Limited
Business Services
RiskCRate16.39%Capital£13,683Repayment21 of 21 made (21 timely)
(39 remaining)
23 days1%
Bewley Recruitment Ltd
Recruitment
RiskCRate17.88%Capital£13,826Repayment20 of 20 made (20 timely)
(40 remaining)
22 days3%
Aspirations Apprenticeships And Training Ltd
Education
RiskCRate16.69%Capital£7,566Repayment19 of 19 made (19 timely)
(17 remaining)
23 days1%
Rahman T/a Frampton Balti Ltd.
Hospitality
RiskCRate19.23%Capital£1,869Repayment16 of 19 made (16 timely)
(20 remaining)
Overdue1%
Apex Solicitors Ltd (axiom Solicitors )
Legal Services
RiskCRate16.98%Capital£472Repayment18 of 18 made (18 timely)
(42 remaining)
5 days0%
C J Holmes And Sons Ltd
Construction
RiskCRate17.36%Capital£4,389Repayment19 of 19 made (19 timely)
(41 remaining)
23 days0%
M & P Cards Limited
Other
RiskARate11.10%Capital£2,193Repayment33 of 34 made (33 timely)
(27 remaining)
Overdue0%
Plumbserve Ltd
Building Services
RiskCRate16.53%Capital£4,194Repayment18 of 18 made (18 timely)
(42 remaining)
12 days0%
Caringlinks Ltd
Other
RiskBRate13.23%Capital£196Repayment18 of 18 made (17 timely, 1 late)
(6 remaining)
16 days0%
Verve Accounting Ltd
Accountancy
RiskCRate16.09%Capital£3,146Repayment17 of 17 made (17 timely)
(43 remaining)
19 days0%
Astra Recruitment Solutions Limited
Recruitment
RiskCRate13.95%Capital£1,784Repayment17 of 17 made (17 timely)
(43 remaining)
25 days0%
Bellman Media Limited
Digital Media
RiskBRate15.98%Capital£6,957Repayment15 of 15 made (15 timely)
(45 remaining)
2 days2.5%
Senate Training Ltd
Business Services
RiskCRate19.85%Capital£22,985Repayment15 of 16 made (14 timely, 1 late)
(45 remaining)
Overdue1.25%
Ram Climate Limited
Business Services
RiskBRate16.26%Capital£6,588Repayment16 of 16 made (15 timely, 1 late)
(44 remaining)
11 days5%
Vicarage Ventures Ltd
Business Services
RiskBRate16.71%Capital£2,665Repayment14 of 16 made (9 timely, 5 late)
(46 remaining)
Overdue4%
Yewshore Ltd
Other
RiskCRate16.76%Capital£3,406Repayment15 of 15 made (15 timely)
(33 remaining)
23 days2.5%
Portobello Art Limited
Other
RiskCRate16.17%Capital£50Repayment14 of 14 made (14 timely)
(46 remaining)
2 days0%
Synapse Information Limited
Business Services
RiskARate13.27%Capital£1,582Repayment16 of 16 made (16 timely)
(44 remaining)
15 days0.5%
Lm Hospitality Limited
Hotels
RiskCRate16.30%Capital£5,257Repayment13 of 13 made (13 timely)
(47 remaining)
4 days2.5%
Littlecombe Park Limited
Other
RiskCRate16.45%Capital£7,912Repayment13 of 13 made (13 timely)
(47 remaining)
2 days2.5%
Fsteer Limited
Construction
RiskCRate16.19%Capital£1,811Repayment12 of 12 made (12 timely)
(48 remaining)
22 days0%
Nicky Noo Nursery Limited
Education
RiskCRate15.42%Capital£324Repayment12 of 12 made (12 timely)
(48 remaining)
2 days0%
Hull Boxes & Packaging Ltd
Manufacturing
RiskBRate14.78%Capital£3,630Repayment11 of 11 made (11 timely)
(25 remaining)
12 days0%
Insulated Floors Limited
Construction
RiskBRate16.07%Capital£3,905Repayment11 of 11 made (11 timely)
(49 remaining)
25 days0%
One Stop Business Finance Limited
Business Services
RiskBRate16.47%Capital£13,455Repayment11 of 11 made (11 timely)
(49 remaining)
5 days1%
Maindrain Lincs Ltd
Other
RiskCRate16.86%Capital£2,201Repayment11 of 11 made (11 timely)
(25 remaining)
25 days0%
Perfectionist Projects Limited
Business Services
RiskCRate14.95%Capital£1,122Repayment11 of 11 made (11 timely)
(49 remaining)
21 days0%
Paras Financial Solutions Limited
Insurance
RiskBRate16.52%Capital£21,714Repayment11 of 11 made (10 timely, 1 late)
(25 remaining)
13 days5%
Concept Automotive Limited
Motor
RiskCRate17.79%Capital£6,504Repayment10 of 10 made (10 timely)
(38 remaining)
20 days2.5%
Tail End Caterers Limited
5530 Restaurants
RiskCRate16.86%Capital£901Repayment8 of 8 made (8 timely)
(52 remaining)
23 days0%
Elite Training Assessing & Development Cic
Education
RiskBRate16.23%Capital£2,880Repayment8 of 8 made (8 timely)
(52 remaining)
Today0%
Invasion Corp Ltd
Travel
RiskBRate15.71%Capital£4,602Repayment7 of 7 made (7 timely)
(29 remaining)
3 days0%
Gf Foods (york) Ltd
Manufacturing
RiskCRate19.00%Capital£12,998Repayment4 of 6 made (4 timely)
(56 remaining)
Overdue0%
Clement Pierce Ltd
Recruitment
RiskCRate17.20%Capital£822Repayment7 of 7 made (6 timely, 1 late)
(29 remaining)
9 days0%
Feast Home Delivery Service Limited
Hospitality
RiskBRate16.62%Capital£3,412Repayment6 of 6 made (5 timely, 1 late)
(54 remaining)
4 days0%
New Media Information Technologies Limited
Technology
RiskCRate18.08%Capital£2,198Repayment7 of 7 made (7 timely)
(53 remaining)
11 days0%
Andrews Fasteners Limited
Manufacturing
RiskCRate16.52%Capital£518Repayment7 of 7 made (7 timely)
(53 remaining)
5 days0%
Pmm Business Limited
Automotive
RiskCRate15.70%Capital£2,357Repayment5 of 5 made (5 timely)
(55 remaining)
12 days0%
Longcake Limited
Hospitality
RiskCRate18.14%Capital£2,581Repayment5 of 5 made (3 timely, 2 late)
(55 remaining)
10 days0%
Mark Clifford Pt Limited
8514 Other human health activities
RiskBRate16.27%Capital£5,582Repayment4 of 4 made (4 timely)
(56 remaining)
6 days0.5%
Obvious Print Solutions Limited
Technology
RiskCRate17.89%Capital£5,068Repayment5 of 5 made (5 timely)
(55 remaining)
28 days0%
Its Projects Limited
Business Services
RiskBRate15.72%Capital£900Repayment3 of 3 made (1 timely, 2 late)
(57 remaining)
2 days0%
The Reclaimed Flooring Company Ltd
Construction
RiskCRate17.84%Capital£1,300Repayment3 of 3 made (3 timely)
(57 remaining)
10 days0%
The Nags Head Stapleton Limited
Hospitality
RiskCRate17.72%Capital£805Repayment3 of 3 made (3 timely)
(57 remaining)
27 days0%
Chester Pearce Associates Uk Limited
9303 Funeral and related activities
RiskCRate10.86%Capital£1,411Repayment2 of 2 made (2 timely)
(22 remaining)
12 days0%
A.j. Electrics Limited
4531 Installation electrical wiring etc.
RiskBRate15.26%Capital£1,066Repayment2 of 2 made (2 timely)
(58 remaining)
25 days0%
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