Secondary Marketplace

Lenders can trade Microloans on the Secondary Market. Sellers may recover the outstanding capital, from buyers who pay for the right to receive the future interest payments on pre-agreed microloans.

Demand for microloans varies from loan to loan, so there is no guarantee that you can fully divest on the secondary market. However, sellers may influence demand by charging a premium or discount on the capital outstanding by up to +5% or –5%; this is reflected on your dashboard as a ‘Microloan gain/loss’. On the loan profiles, in the Microloans tab, you can see a ‘Buyer Rate’, which indicates the approximate annual rate of return after the premium/discount is applied. Some borrowers may redeem their loan early by repaying all the capital outstanding plus one month of interest, in this event any future interest payments are foregone, so the loss incurred from paying a premium may not always be recovered by future interest payments.

You may sort each column by clicking the column title and use the Filter to narrow down the list of Microloans for sale. When you purchase multiple microloans, any rounding of non-displayed decimals may result in paying slightly more, or less than the sum of the visible amounts.

Business name
Business Type
Sector
Risk
Security
Term
Companies I lend to

Risk Categories
  • A+ Very low risk
  • A low risk
  • B below average risk
  • C average risk
Loan Risk
Risk
The risk category assigned to this loan when it was originally put on the live auction.
Highest Rate
Highest Rate
The annual return offered by the best-priced micro loan.
Available Capital
Available Capital
The total value of all micro loans listed for sale in each business.
Repayment Form
Repayment Form
Information on whether the business has made repayments on time or late.
Next Repayment Due:
Next Repayment Due
Date difference between current date and date of next repayment.
Average premium / discount
Average premium/discount
The higher the average premium, the higher the demand for the loan (the loan is hot). The average is calculated from the top 100 microloans in order of Buyer Rate. A negative average suggests that the majority of people are keen to divest from this loan (the loan is cold).
Huyton Heat Treatments(2010) Ltd
Engineering
RiskBRate5.42%Capital£117Repayment52 of 52 made (50 timely, 2 late)
(8 remaining)
22 days4.06%
Tamar Adventures Limited
Other
RiskCRate5.00%Capital£39Repayment51 of 51 made (51 timely)
(9 remaining)
25 days3.75%
Scoop Retail Technologies Limited
RiskBRate11.72%Capital£2,076Repayment46 of 49 made (33 timely, 13 late)
(14 remaining)
Overdue4.74%
Anzoff Limited
Automotive
RiskCRate5.02%Capital£24Repayment49 of 49 made (49 timely)
(11 remaining)
13 days5%
Insul-eight (contracts) Limited
General Construction
RiskBRate5.02%Capital£13Repayment49 of 49 made (49 timely)
(11 remaining)
19 days5%
Plumbserve Ltd
Building Services
RiskCRate16.00%Capital£1,608Repayment41 of 46 made (21 timely, 20 late)
(19 remaining)
Overdue3.57%
Ram Climate Limited
RiskBRate7.88%Capital£141Repayment44 of 44 made (42 timely, 2 late)
(16 remaining)
10 days5.31%
Senate Training Ltd
Business Services
RiskCRate17.06%Capital£9,601Repayment44 of 44 made (26 timely, 18 late)
(16 remaining)
18 days3.86%
Yewshore Ltd
Other
RiskCRate5.01%Capital£35Repayment43 of 43 made (43 timely)
(5 remaining)
22 days3.31%
Concept Automotive Limited
Motor
RiskCRate20.69%Capital£2,473Repayment34 of 38 made (34 timely)
(14 remaining)
Overdue3.79%
Elite Training Assessing & Development Cic
Education
RiskBRate14.97%Capital£399Repayment36 of 36 made (30 timely, 6 late)
(24 remaining)
Imminently4.47%
Andrews Fasteners Limited
Manufacturing
RiskCRate15.15%Capital£5Repayment35 of 35 made (35 timely)
(25 remaining)
4 days5%
Ltt Sme Ltd
Technology
RiskCRate11.69%Capital£411Repayment36 of 36 made (34 timely, 2 late)
(10 remaining)
4 days4.6%
Obvious Print Solutions Limited
Technology
RiskCRate17.24%Capital£28Repayment33 of 33 made (32 timely, 1 late)
(27 remaining)
27 days4%
Candy Hero Ltd
Import/Export
RiskCRate18.80%Capital£3,151Repayment28 of 28 made (27 timely, 1 late)
(32 remaining)
4 days4.04%
Taylor Made Property Management Limited
7031 Real estate agencies
RiskCRate17.42%Capital£927Repayment27 of 28 made (26 timely, 1 late)
(33 remaining)
17 days1.8%
Anvil House Limited
RiskCRate17.28%Capital£2,893Repayment24 of 25 made (24 timely)
(36 remaining)
12 days2.98%
J C Pomfret Construction Limited
CONSTRUCTION
RiskCRate15.19%Capital£245Repayment19 of 19 made (15 timely, 4 late)
(17 remaining)
12 days4.7%
Ejp Beauty Limited
OTHER SERVICE ACTIVITIES
RiskCRate16.71%Capital£6,368Repayment15 of 16 made (15 timely)
(45 remaining)
11 days3.13%
Prima Cleaners Limited
RiskCRate17.09%Capital£424Repayment15 of 15 made (14 timely, 1 late)
(45 remaining)
1 days4.83%
Opwg Ltd
Retail sale of games and toys in specialised stores
RiskCRate17.14%Capital£279Repayment14 of 14 made (13 timely, 1 late)
(46 remaining)
17 days5%
Adept Concepts Uk Ltd
CONSTRUCTION
RiskBRate16.17%Capital£4,370Repayment13 of 13 made (11 timely, 2 late)
(47 remaining)
26 days3.74%
B Smart Properties Ltd
CONSTRUCTION
RiskBRate10.19%Capital£456Repayment12 of 12 made (11 timely, 1 late)
(48 remaining)
3 days3.99%
Specialist Insurance Agency (holdings) Limited
REAL ESTATE ACTIVITIES
RiskCRate15.86%Capital£81,958Repayment11 of 11 made (11 timely)
(49 remaining)
11 days1.23%
Vicarage Ventures Ltd
Business Services
RiskBRate10.03%Capital£65Repayment13 of 13 made (12 timely, 1 late)
(21 remaining)
16 days5.35%
Ketley Town Convenience Store Ltd (formerly L.s. Delta)
RiskCRate19.73%Capital£9,731Repayment8 of 10 made (3 timely, 5 late)
(52 remaining)
Imminently2.76%
Fist Bump For Science Limited
EDUCATION
RiskCRate17.19%Capital£3,393Repayment8 of 8 made (8 timely)
(52 remaining)
17 days4.13%
Bah Financiere Management Limited
RiskCRate14.49%Capital£374Repayment7 of 7 made (7 timely)
(17 remaining)
14 days6%
Kadco Fashion & Textiles Ltd
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskCRate18.87%Capital£31,760Repayment5 of 5 made (3 timely, 2 late)
(55 remaining)
30 days4%
Jorvik Removals & Self Storage Ltd
TRANSPORTATION AND STORAGE
RiskCRate13.13%Capital£584Repayment5 of 5 made (5 timely)
(55 remaining)
29 days4.81%
G 5 Trading Co Ltd
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskCRate19.63%Capital£22,598Repayment3 of 3 made (3 timely)
(57 remaining)
25 days3.99%
Aspire Consultancy And Training Limited
EDUCATION
RiskCRate19.76%Capital£25,616Repayment1 of 1 made (1 timely)
(59 remaining)
14 days3.81%
Ib Contractors Limited
CONSTRUCTION
RiskCRate19.04%Capital£3,048Repayment2 of 2 made (2 timely)
(58 remaining)
6 days3.02%
Le Bureau Limited
ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES
RiskCRate19.05%Capital£15,624Repayment2 of 2 made (2 timely)
(58 remaining)
25 days2.65%
Shayien Food Ltd
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskBRate16.76%Capital£1,732Repayment2 of 2 made (2 timely)
(58 remaining)
15 days4.06%
Gladbourne Estates Limited
REAL ESTATE ACTIVITIES
RiskCRate17.78%Capital£12,158Repayment2 of 2 made (2 timely)
(22 remaining)
21 days3.41%
Blanco & Gomez Wine Merchants Ltd
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskCRate15.83%Capital£930Repayment1 of 1 made (1 timely)
(35 remaining)
9 days4.76%
Afterthought Group Ltd
INFORMATION AND COMMUNICATION
RiskBRate13.09%Capital£468Repayment2 of 2 made (2 timely)
(34 remaining)
19 days4.37%
Ten Property Management Limited
PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES
RiskBRate15.24%Capital£940Repayment1 of 1 made (1 timely)
(59 remaining)
27 days4.47%
Thank you
Your Bid's been
Placed...
7sdlazj04wDYBDhgDFOemAwZEv8gKkzHdznVAWhdoYY=