Secondary Marketplace

Lenders can trade Microloans on the Secondary Market. Sellers may recover the outstanding capital, from buyers who pay for the right to receive the future interest payments on pre-agreed microloans.

Demand for microloans varies from loan to loan, so there is no guarantee that you can fully divest on the secondary market. However, sellers may influence demand by charging a premium or discount on the capital outstanding by up to +5% or –5%; this is reflected on your dashboard as a ‘Microloan gain/loss’. On the loan profiles, in the Microloans tab, you can see a ‘Buyer Rate’, which indicates the approximate annual rate of return after the premium/discount is applied. Some borrowers may redeem their loan early by repaying all the capital outstanding plus one month of interest, in this event any future interest payments are foregone, so the loss incurred from paying a premium may not always be recovered by future interest payments.

You may sort each column by clicking the column title and use the Filter to narrow down the list of Microloans for sale. When you purchase multiple microloans, any rounding of non-displayed decimals may result in paying slightly more, or less than the sum of the visible amounts.

Business name
Business Type
Sector
Risk
Security
Term
Companies I lend to

Risk Categories
  • A+ Very low risk
  • A low risk
  • B below average risk
  • C average risk
Loan Risk
Risk
The risk category assigned to this loan when it was originally put on the live auction.
Highest Rate
Highest Rate
The annual return offered by the best-priced micro loan.
Available Capital
Available Capital
The total value of all micro loans listed for sale in each business.
Repayment Form
Repayment Form
Information on whether the business has made repayments on time or late.
Next Repayment Due:
Next Repayment Due
Date difference between current date and date of next repayment.
Average premium / discount
Average premium/discount
The higher the average premium, the higher the demand for the loan (the loan is hot). The average is calculated from the top 100 microloans in order of Buyer Rate. A negative average suggests that the majority of people are keen to divest from this loan (the loan is cold).
Millbak Limited
Other
RiskBRate12.21%Capital£78Repayment61 of 66 made (57 timely, 4 late)
(25 remaining)
Overdue5%
Mr. Whitehead's Cider Company Ltd
Other
RiskCRate5.00%Capital£1Repayment59 of 59 made (59 timely)
(1 remaining)
25 days4.27%
Navigation Support And Care Services Ltd
Other
RiskBRate5.00%Capital£1Repayment58 of 58 made (57 timely, 1 late)
(2 remaining)
21 days3.43%
Impact Assist Ltd
Automotive
RiskBRate5.00%Capital£2Repayment58 of 58 made (57 timely, 1 late)
(2 remaining)
27 days4.43%
Mcardle Marketing Limited
Other
RiskBRate5.00%Capital£9Repayment56 of 56 made (53 timely, 3 late)
(4 remaining)
18 days4.26%
247 Personnel Ltd
Recruitment
RiskBRate5.00%Capital£1Repayment57 of 57 made (56 timely, 1 late)
(3 remaining)
28 days4.57%
Huyton Heat Treatments(2010) Ltd
Engineering
RiskBRate10.00%Capital£844Repayment50 of 50 made (48 timely, 2 late)
(10 remaining)
23 days4.79%
The Retreat (leek) Limited
Other
RiskCRate5.02%Capital£248Repayment49 of 49 made (49 timely)
(11 remaining)
19 days4.62%
Tamar Adventures Limited
Other
RiskCRate5.02%Capital£379Repayment49 of 49 made (49 timely)
(11 remaining)
26 days4.81%
Scoop Retail Technologies Limited
Technology
RiskBRate11.93%Capital£2,406Repayment45 of 47 made (32 timely, 13 late)
(15 remaining)
13 days4.6%
Anzoff Limited
Automotive
RiskCRate6.41%Capital£97Repayment47 of 47 made (47 timely)
(13 remaining)
14 days5%
Personal Property Ltd
Business Services
RiskBRate5.10%Capital£36Repayment47 of 47 made (47 timely)
(13 remaining)
7 days4.62%
Insul-eight (contracts) Limited
General Construction
RiskBRate7.39%Capital£252Repayment47 of 47 made (47 timely)
(13 remaining)
20 days5%
Bewley Recruitment Ltd
Recruitment
RiskCRate10.88%Capital£68Repayment46 of 46 made (46 timely)
(14 remaining)
22 days4.98%
Plumbserve Ltd
Building Services
RiskCRate17.00%Capital£1,764Repayment39 of 44 made (21 timely, 18 late)
(21 remaining)
Overdue3.56%
Verve Accounting Ltd
Accountancy
RiskCRate11.20%Capital£109Repayment43 of 43 made (43 timely)
(17 remaining)
19 days5%
Ram Climate Limited
RiskBRate11.02%Capital£1,117Repayment42 of 42 made (40 timely, 2 late)
(18 remaining)
11 days4.7%
Synapse Information Limited
Business Services
RiskARate7.62%Capital£272Repayment42 of 42 made (42 timely)
(18 remaining)
15 days5%
Senate Training Ltd
Business Services
RiskCRate18.73%Capital£11,317Repayment41 of 42 made (26 timely, 15 late)
(19 remaining)
Overdue3.77%
Yewshore Ltd
Other
RiskCRate6.10%Capital£70Repayment41 of 41 made (41 timely)
(7 remaining)
23 days4.3%
Lm Hospitality Limited
Hotels
RiskCRate11.50%Capital£150Repayment39 of 39 made (39 timely)
(21 remaining)
4 days4.86%
Littlecombe Park Limited
Other
RiskCRate11.40%Capital£81Repayment39 of 39 made (39 timely)
(21 remaining)
2 days5%
Scotnorone Limited (fsteer Limited)
Construction
RiskCRate20.94%Capital£749Repayment34 of 38 made (21 timely, 13 late)
(26 remaining)
Overdue3.99%
Insulated Floors Limited
Construction
RiskBRate11.84%Capital£77Repayment37 of 37 made (37 timely)
(23 remaining)
25 days4.64%
Concept Automotive Limited
Motor
RiskCRate19.58%Capital£2,362Repayment34 of 36 made (34 timely)
(14 remaining)
Overdue3.91%
Elite Training Assessing & Development Cic
Education
RiskBRate12.38%Capital£59Repayment34 of 34 made (29 timely, 5 late)
(26 remaining)
Today5%
Tail End Caterers Limited
5530 Restaurants
RiskCRate13.36%Capital£5Repayment34 of 34 made (34 timely)
(26 remaining)
23 days5%
Invasion Corp Ltd
Travel
RiskBRate6.00%Capital£42Repayment33 of 33 made (33 timely)
(3 remaining)
3 days2.72%
New Media Information Technologies Limited
Technology
RiskCRate15.47%Capital£62Repayment33 of 33 made (28 timely, 5 late)
(27 remaining)
11 days5%
Feast Home Delivery Service Limited
Hospitality
RiskBRate13.09%Capital£101Repayment32 of 32 made (31 timely, 1 late)
(28 remaining)
4 days4.54%
Ltt Sme Ltd
Technology
RiskCRate14.27%Capital£1,141Repayment34 of 34 made (32 timely, 2 late)
(12 remaining)
5 days4.54%
Obvious Print Solutions Limited
Technology
RiskCRate15.83%Capital£180Repayment31 of 31 made (30 timely, 1 late)
(29 remaining)
28 days4.95%
The Reclaimed Flooring Company Ltd
Construction
RiskCRate15.99%Capital£19Repayment29 of 29 made (29 timely)
(31 remaining)
10 days5%
Candy Hero Ltd
Import/Export
RiskCRate18.00%Capital£2,394Repayment26 of 26 made (25 timely, 1 late)
(34 remaining)
5 days4.63%
Ew Becker & Sons Properties Ltd
Other
RiskCRate9.03%Capital£5Repayment26 of 26 made (19 timely, 7 late)
(10 remaining)
28 days5%
Anvil House Limited
5248 Other retail specialised stores
RiskCRate14.75%Capital£1,498Repayment22 of 22 made (22 timely)
(38 remaining)
13 days4.94%
Ravi Convenience Store Limited
5211 Retail in non-specialised stores holding an alcohol licence, with food, beverages or tobacco predominating, not elsewhere classified
RiskBRate13.62%Capital£1,827Repayment23 of 23 made (23 timely)
(37 remaining)
23 days5%
Apps Master Limited
Technology
RiskBRate12.87%Capital£68Repayment20 of 22 made (19 timely, 1 late)
(40 remaining)
5 days5%
Dreambox Limited
7414 Business & management consultancy
RiskBRate13.93%Capital£133Repayment21 of 21 made (21 timely)
(39 remaining)
14 days4.85%
Promoting Independence Ltd
HUMAN HEALTH AND SOCIAL WORK ACTIVITIE
RiskCRate13.50%Capital£69Repayment18 of 18 made (18 timely)
(18 remaining)
7 days5%
P L K Building Services Limited
CONSTRUCTION
RiskCRate19.27%Capital£3,644Repayment15 of 17 made (15 timely)
(45 remaining)
Overdue1.96%
J C Pomfret Construction Limited
CONSTRUCTION
RiskCRate15.62%Capital£659Repayment17 of 17 made (13 timely, 4 late)
(19 remaining)
13 days4.27%
Shaping Cloud Ltd
INFORMATION AND COMMUNICATION
RiskCRate11.16%Capital£8Repayment16 of 16 made (16 timely)
(44 remaining)
5 days5%
Pick It Pack It Send It Limited
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskCRate13.80%Capital£103Repayment17 of 17 made (17 timely)
(19 remaining)
30 days5%
Henry's Garden Ltd
Wholesale of other machinery and equipment
RiskCRate14.15%Capital£288Repayment15 of 15 made (15 timely)
(45 remaining)
9 days5%
Ejp Beauty Limited
OTHER SERVICE ACTIVITIES
RiskCRate15.50%Capital£1,485Repayment13 of 14 made (13 timely)
(47 remaining)
12 days4.82%
Prima Cleaners Limited
RiskCRate17.75%Capital£909Repayment13 of 13 made (12 timely, 1 late)
(47 remaining)
2 days4.76%
Opwg Ltd
Retail sale of games and toys in specialised stores
RiskCRate17.24%Capital£712Repayment12 of 12 made (11 timely, 1 late)
(48 remaining)
16 days4.99%
Adept Concepts Uk Ltd
CONSTRUCTION
RiskBRate15.94%Capital£2,717Repayment11 of 11 made (9 timely, 2 late)
(49 remaining)
27 days4.05%
B Smart Properties Ltd
CONSTRUCTION
RiskBRate11.36%Capital£1,743Repayment10 of 10 made (9 timely, 1 late)
(50 remaining)
4 days2.32%
Specialist Insurance Agency (holdings) Limited
REAL ESTATE ACTIVITIES
RiskCRate13.51%Capital£2,453Repayment9 of 9 made (9 timely)
(51 remaining)
12 days4.94%
Onside Sports Education Limited
EDUCATION
RiskBRate13.42%Capital£35Repayment10 of 10 made (10 timely)
(50 remaining)
10 days5%
Vicarage Ventures Ltd
Business Services
RiskBRate10.37%Capital£203Repayment11 of 11 made (10 timely, 1 late)
(23 remaining)
17 days4.68%
Wisteria Care Limited
HUMAN HEALTH AND SOCIAL WORK ACTIVITIE
RiskCRate12.50%Capital£974Repayment9 of 9 made (9 timely)
(51 remaining)
23 days5%
Ketley Town Convenience Store Ltd (formerly L.s. Delta)
RiskCRate22.69%Capital£7,391Repayment6 of 8 made (3 timely, 3 late)
(54 remaining)
Imminently2.72%
Michael Mccaul Signs Limited
RiskCRate17.42%Capital£229Repayment8 of 8 made (8 timely)
(52 remaining)
15 days5%
Riad Importers Limited
RiskCRate17.49%Capital£472Repayment7 of 7 made (7 timely)
(53 remaining)
12 days5%
Hull Boxes & Packaging Limited
RiskBRate13.64%Capital£552Repayment7 of 7 made (7 timely)
(53 remaining)
9 days4.84%
Spares Direct Belfast Ltd
WATER SUPPLY; SEWERAGE, WASTE MANAGEMENT AND REMEDIATION ACTIVITIES
RiskCRate17.46%Capital£464Repayment7 of 7 made (7 timely)
(53 remaining)
27 days5%
Fist Bump For Science Limited
EDUCATION
RiskCRate17.00%Capital£4,722Repayment6 of 6 made (6 timely)
(54 remaining)
18 days4.5%
Bah Financiere Management Limited
RiskCRate14.00%Capital£881Repayment5 of 5 made (5 timely)
(19 remaining)
15 days4.95%
Kadco Fashion & Textiles Ltd
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskCRate17.19%Capital£27,713Repayment2 of 2 made (1 timely, 1 late)
(58 remaining)
Today4.69%
Jorvik Removals & Self Storage Ltd
TRANSPORTATION AND STORAGE
RiskCRate13.50%Capital£1,197Repayment3 of 3 made (3 timely)
(57 remaining)
30 days4.52%
Olympus Eyewear Europe Ltd
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskBRate12.22%Capital£14,480Repayment1 of 1 made (0 timely, 1 late)
(59 remaining)
12 days1.48%
G 5 Trading Co Ltd
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskCRate19.76%Capital£19,684Repayment1 of 1 made (1 timely)
(59 remaining)
26 days3.59%
Ib Contractors Limited
CONSTRUCTION
RiskCRate18.97%Capital£4,840RepaymentFirst repayment due 30 Mar
(60 remaining)
7 days2.6%
Le Bureau Limited
ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES
RiskCRate19.76%Capital£8,700RepaymentFirst repayment due 18 Apr
(60 remaining)
26 days2.32%
Shayien Food Ltd
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskBRate16.82%Capital£2,800RepaymentFirst repayment due 08 Apr
(60 remaining)
16 days2.75%
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