Secondary Marketplace

Lenders can trade Microloans on the Secondary Market. Sellers may recover the outstanding capital, from buyers who pay for the right to receive the future interest payments on pre-agreed microloans.

Demand for microloans varies from loan to loan, so there is no guarantee that you can fully divest on the secondary market. However, sellers may influence demand by charging a premium or discount on the capital outstanding by up to +5% or –5%; this is reflected on your dashboard as a ‘Microloan gain/loss’. On the loan profiles, in the Microloans tab, you can see a ‘Buyer Rate’, which indicates the approximate annual rate of return after the premium/discount is applied. Some borrowers may redeem their loan early by repaying all the capital outstanding plus one month of interest, in this event any future interest payments are foregone, so the loss incurred from paying a premium may not always be recovered by future interest payments.

You may sort each column by clicking the column title and use the Filter to narrow down the list of Microloans for sale. When you purchase multiple microloans, any rounding of non-displayed decimals may result in paying slightly more, or less than the sum of the visible amounts.

Business name
Business Type
Sector
Risk
Security
Term
Companies I lend to

Risk Categories
  • A+ Very low risk
  • A low risk
  • B below average risk
  • C average risk
Loan Risk
Risk
The risk category assigned to this loan when it was originally put on the live auction.
Highest Rate
Highest Rate
The annual return offered by the best-priced micro loan.
Available Capital
Available Capital
The total value of all micro loans listed for sale in each business.
Repayment Form
Repayment Form
Information on whether the business has made repayments on time or late.
Next Repayment Due:
Next Repayment Due
Date difference between current date and date of next repayment.
Average premium / discount
Average premium/discount
The higher the average premium, the higher the demand for the loan (the loan is hot). The average is calculated from the top 100 microloans in order of Buyer Rate. A negative average suggests that the majority of people are keen to divest from this loan (the loan is cold).
Millbak Limited
Other
RiskBRate13.66%Capital£2,952Repayment49 of 52 made (48 timely, 1 late)
(37 remaining)
24 days4.91%
Gra Project Management Ltd
Construction
RiskCRate13.50%Capital£6,456Repayment42 of 42 made (42 timely)
(18 remaining)
18 days4.87%
Mcardle Marketing Limited
Other
RiskBRate9.53%Capital£3,033Repayment42 of 42 made (39 timely, 3 late)
(18 remaining)
20 days4.26%
Shri Maa Limited
Other
RiskBRate11.46%Capital£1,592Repayment39 of 39 made (38 timely, 1 late)
(21 remaining)
16 days4.52%
Ltt Sme Ltd
Technology
RiskCRate17.57%Capital£8,670Repayment20 of 20 made (19 timely, 1 late)
(26 remaining)
7 days4.11%
Specialist Insurance Agency (holdings) Ltd
Other
RiskCRate10.12%Capital£184Repayment37 of 37 made (37 timely)
(23 remaining)
7 days4.92%
Huyton Heat Treatments(2010) Ltd
Engineering
RiskBRate14.67%Capital£4,411Repayment36 of 36 made (34 timely, 2 late)
(24 remaining)
25 days3.88%
The Retreat (leek) Limited
Other
RiskCRate10.25%Capital£398Repayment35 of 35 made (35 timely)
(25 remaining)
21 days5%
Tamar Adventures Limited
Other
RiskCRate11.59%Capital£725Repayment35 of 35 made (35 timely)
(25 remaining)
28 days4.88%
Scoop Retail Technologies Limited
Technology
RiskBRate15.78%Capital£8,554Repayment32 of 33 made (22 timely, 10 late)
(28 remaining)
15 days2.62%
Personal Property Ltd
Business Services
RiskBRate8.69%Capital£122Repayment33 of 33 made (33 timely)
(27 remaining)
12 days4.98%
Spencer Welding Ltd
Manufacturing
RiskCRate16.66%Capital£5,385Repayment32 of 33 made (30 timely, 2 late)
(28 remaining)
Overdue4.46%
Insul-eight (contracts) Limited
General Construction
RiskBRate11.65%Capital£2,406Repayment33 of 33 made (33 timely)
(27 remaining)
22 days4.95%
Anzoff Limited
Automotive
RiskCRate10.57%Capital£1,268Repayment33 of 33 made (33 timely)
(27 remaining)
14 days4.95%
Able Contractors Ltd
Construction
RiskCRate15.06%Capital£1,607Repayment32 of 32 made (30 timely, 2 late)
(28 remaining)
Imminently4.68%
Bewley Recruitment Ltd
Recruitment
RiskCRate14.72%Capital£1,509Repayment32 of 32 made (32 timely)
(28 remaining)
24 days4.86%
Aspirations Apprenticeships And Training Ltd
Education
RiskCRate10.91%Capital£801Repayment31 of 31 made (31 timely)
(5 remaining)
25 days4.06%
C J Holmes And Sons Ltd
Construction
RiskCRate14.97%Capital£407Repayment31 of 31 made (31 timely)
(29 remaining)
25 days4.97%
Plumbserve Ltd
Building Services
RiskCRate15.74%Capital£1,438Repayment28 of 30 made (23 timely, 5 late)
(32 remaining)
Overdue4.02%
Verve Accounting Ltd
Accountancy
RiskCRate14.22%Capital£1,279Repayment29 of 29 made (29 timely)
(31 remaining)
21 days4.66%
Senate Training Ltd
Business Services
RiskCRate18.45%Capital£10,917Repayment28 of 28 made (24 timely, 4 late)
(32 remaining)
21 days3.7%
Ram Climate Limited
Business Services
RiskBRate13.71%Capital£3,083Repayment28 of 28 made (27 timely, 1 late)
(32 remaining)
13 days4.17%
Yewshore Ltd
Other
RiskCRate12.92%Capital£1,129Repayment27 of 27 made (27 timely)
(21 remaining)
25 days4.97%
Synapse Information Limited
Business Services
RiskARate11.09%Capital£233Repayment28 of 28 made (28 timely)
(32 remaining)
17 days4.08%
Lm Hospitality Limited
Hotels
RiskCRate13.49%Capital£972Repayment25 of 25 made (25 timely)
(35 remaining)
6 days4.94%
Littlecombe Park Limited
Other
RiskCRate14.49%Capital£3,076Repayment25 of 25 made (25 timely)
(35 remaining)
4 days4.37%
Fsteer Limited
Construction
RiskCRate14.61%Capital£1,003Repayment24 of 24 made (20 timely, 4 late)
(36 remaining)
24 days4.04%
Nicky Noo Nursery Limited
Education
RiskCRate15.24%Capital£151Repayment24 of 24 made (24 timely)
(36 remaining)
4 days4.38%
Hull Boxes & Packaging Ltd
Manufacturing
RiskBRate10.76%Capital£844Repayment23 of 23 made (23 timely)
(13 remaining)
14 days4.81%
Insulated Floors Limited
Construction
RiskBRate12.81%Capital£563Repayment23 of 23 made (23 timely)
(37 remaining)
27 days4.64%
Maindrain Lincs Ltd
Other
RiskCRate12.61%Capital£772Repayment23 of 23 made (23 timely)
(13 remaining)
27 days4.87%
Perfectionist Projects Limited
Business Services
RiskCRate12.77%Capital£71Repayment23 of 23 made (23 timely)
(37 remaining)
23 days4.26%
Paras Financial Solutions Limited
Insurance
RiskBRate16.60%Capital£12,618Repayment22 of 23 made (13 timely, 9 late)
(14 remaining)
Overdue2.63%
Concept Automotive Limited
Motor
RiskCRate14.79%Capital£253Repayment22 of 22 made (22 timely)
(26 remaining)
22 days4.9%
Elite Training Assessing & Development Cic
Education
RiskBRate12.87%Capital£7Repayment20 of 20 made (19 timely, 1 late)
(40 remaining)
2 days5%
Invasion Corp Ltd
Travel
RiskBRate12.54%Capital£1,036Repayment19 of 19 made (19 timely)
(17 remaining)
5 days4.35%
Clement Pierce Ltd
Recruitment
RiskCRate12.18%Capital£5Repayment19 of 19 made (15 timely, 4 late)
(17 remaining)
11 days5%
Feast Home Delivery Service Limited
Hospitality
RiskBRate13.03%Capital£311Repayment18 of 18 made (17 timely, 1 late)
(42 remaining)
6 days4.99%
Pmm Business Limited
Automotive
RiskCRate18.09%Capital£2,434Repayment16 of 17 made (16 timely)
(44 remaining)
Overdue4.16%
Longcake Limited
Hospitality
RiskCRate17.76%Capital£2,573Repayment16 of 17 made (6 timely, 10 late)
(44 remaining)
Overdue4.53%
Mark Clifford Pt Limited
8514 Other human health activities
RiskBRate14.53%Capital£1,111Repayment16 of 16 made (16 timely)
(44 remaining)
8 days4.84%
Obvious Print Solutions Limited
Technology
RiskCRate17.03%Capital£729Repayment16 of 16 made (16 timely)
(44 remaining)
Imminently4.85%
The Nags Head Stapleton Limited
Hospitality
RiskCRate17.14%Capital£1,451Repayment14 of 14 made (13 timely, 1 late)
(46 remaining)
Imminently4.9%
Chester Pearce Associates Uk Limited
9303 Funeral and related activities
RiskCRate5.00%Capital£9Repayment14 of 14 made (14 timely)
(10 remaining)
14 days4.93%
Candy Hero Ltd
Import/Export
RiskCRate18.87%Capital£5,034Repayment12 of 12 made (12 timely)
(48 remaining)
7 days4.59%
A.j. Electrics Limited
4531 Installation electrical wiring etc.
RiskBRate13.68%Capital£17Repayment13 of 13 made (13 timely)
(47 remaining)
Imminently3.38%
Taylor Made Property Management Limited
7031 Real estate agencies
RiskCRate15.39%Capital£1,888Repayment12 of 12 made (12 timely)
(48 remaining)
20 days4.95%
Anvil House Limited
5248 Other retail specialised stores
RiskCRate17.48%Capital£7,176Repayment8 of 8 made (8 timely)
(52 remaining)
15 days3.94%
Regenr8 Limited
7487 Other business activities
RiskCRate17.76%Capital£306Repayment9 of 9 made (8 timely, 1 late)
(51 remaining)
11 days4.31%
Ravi Convenience Store Limited
5211 Retail in non-specialised stores holding an alcohol licence, with food, beverages or tobacco predominating, not elsewhere classified
RiskBRate14.44%Capital£9Repayment9 of 9 made (9 timely)
(51 remaining)
25 days5%
Apps Master Limited
Technology
RiskBRate14.53%Capital£409Repayment8 of 8 made (8 timely)
(52 remaining)
9 days4.97%
Dreambox Limited
7414 Business & management consultancy
RiskBRate15.74%Capital£1,097Repayment7 of 7 made (7 timely)
(53 remaining)
16 days4.16%
Luxury Lady Limited
Other
RiskCRate16.19%Capital£889Repayment6 of 6 made (5 timely, 1 late)
(30 remaining)
7 days4.93%
Booth Smith Food Technology Limited
Manufacturing
RiskBRate14.55%Capital£467Repayment6 of 6 made (6 timely)
(30 remaining)
15 days3.92%
Michael Mccaul Signs Limited
MANUFACTURING
RiskCRate15.91%Capital£357Repayment6 of 6 made (6 timely)
(30 remaining)
27 days4.96%
Promoting Independence Ltd
HUMAN HEALTH AND SOCIAL WORK ACTIVITIE
RiskCRate17.03%Capital£421Repayment4 of 4 made (4 timely)
(32 remaining)
7 days4.88%
P L K Building Services Limited
CONSTRUCTION
RiskCRate17.76%Capital£10,274Repayment3 of 3 made (3 timely)
(57 remaining)
14 days2.33%
The Troll Inn Limited
ACCOMMODATION AND FOOD SERICE ACTIVITIES
RiskCRate15.26%Capital£150Repayment3 of 3 made (3 timely)
(33 remaining)
11 days4.99%
J C Pomfret Construction Limited
CONSTRUCTION
RiskCRate17.38%Capital£614Repayment2 of 3 made (2 timely)
(34 remaining)
Overdue4.17%
Shaping Cloud Ltd
INFORMATION AND COMMUNICATION
RiskCRate17.64%Capital£2,262Repayment2 of 2 made (2 timely)
(58 remaining)
7 days1.67%
Pick It Pack It Send It Limited
WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES
RiskCRate16.30%Capital£192Repayment2 of 2 made (2 timely)
(34 remaining)
1 days5%
Integral It Services Limited
INFORMATION AND COMMUNICATION
RiskBRate15.77%Capital£254Repayment2 of 2 made (2 timely)
(58 remaining)
22 days3.65%
Henry's Garden Ltd
Wholesale of other machinery and equipment
RiskCRate16.77%Capital£9,913Repayment1 of 1 made (1 timely)
(59 remaining)
11 days1.22%
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