ENVIRONMENTAL HYGIENE SERVICES LIMITED

Other

Funds Raised

£38,000.00

Final AER

16.52%

Loan term

60 MONTHS

Auction Closed

2014-01-23

Recovery News
This loan may be behind with its repayment schedule and so microloan trading has been suspended while we work to help the business recover its repayment form. Please see the Loan Updates tab for recent updates.

About the Business

Company Name: ENVIRONMENTAL HYGIENE SERVICES LIMITED Company Number: 06387530
Business Type: Other Years Trading: 6-10 years
Business Location: WETHERBY

About the Risk

Risk rating

B

Default rate

6.80%

Bad debt rate

5.58%

About the Security

Security Offered:

Personal Guarantee - PG from Dominic Adamson

Est. Equity: 0.00

Risk Indicators Identified:

Important Files

Who are we?

Environmental Hygiene Services have supplied to over 12000 UK businesses since 2001, with 4000 active customer each year. EHS have a service business "Total Solution Services" and a Products/Consumables side of the business "Enviro Products". This enables us to provide “all your needs in one company”. Total Solution Services include: Pest Control, Fire Protection, Electrical Testing, Washroom Services and Cleaning. Enviro Product Range can be seen on our website: www.ehsuk.com. Currently EHS supply products nationally through our telesales team and our e commerce website. Our service division covers from Newcastle down to Nottingham and Blackpool to Hull, with customers ranging from independent retailers to large bakery chains, theme parks and food producers.

Read more

Loan Offers

What is the loan for?

To expand our workforce, IT systems and Website. Workforce By expanding the workforce it will allow EHS to increase the coverage of our services allowing us to tender for national contracts. With over 4000 active customers we require more account managers to maximise the return from each customer. IT systems and Website. With investment in the website can be improved to allow features such as customer log in, individual contact pricing for existing customers, along with a products wish list and order reminders. With improvement in our IT systems EHS can further cut costs and improve existing systems.

Why consider investing?

We have a Large Customer base with a wide spread of ledger. Increased turnover year on year. High gross profit margin on services & products with an average 65%. Services and Products provided are a necessity not a luxury; additionally they are required by regulatory orders and auditors. High repeat order %. Many contract customers over 1500. Directors are qualified and have technical knowledge in areas of work. Low liability to creditors and lenders. The loan will be secured with two director personal guarantees. Combined the PG's are backed by equity in two personal properties and a third Buy to Let property as well as personal assets

DateAmountCapitalInterestReceived
28/02/2014£934.62£411.48£523.14
30/03/2014£934.62£417.15£517.47
30/04/2014£934.62£422.89£511.73
30/05/2014£934.62£428.71£505.91
30/06/2014£934.62£434.62£500.00
30/07/2014£934.62£440.60£494.02
30/08/2014£934.62£446.66£487.96
30/09/2014£934.62£452.81£481.81
30/10/2014£934.62£459.05£475.57 (8 days late)
30/11/2014£934.62£465.37£469.25
30/12/2014£934.62£471.77£462.85
30/01/2015£934.62£478.27£456.35
02/03/2015£934.62£484.85£449.77 (14 days late)
30/03/2015£934.62£491.53£443.09
30/04/2015£934.62£498.29£436.33
30/05/2015£934.62£505.15£429.47
30/06/2015£934.62£512.11£422.511540 days overdue
30/07/2015£934.62£519.16£415.461510 days overdue
30/08/2015£934.62£526.31£408.311479 days overdue
30/09/2015£934.62£533.55£401.071448 days overdue
30/10/2015£934.62£540.90£393.721418 days overdue
30/11/2015£934.62£548.34£386.281387 days overdue
30/12/2015£934.62£555.89£378.731357 days overdue
30/01/2016£934.62£563.54£371.081326 days overdue
02/03/2016£934.62£571.30£363.321294 days overdue
30/03/2016£934.62£579.17£355.451266 days overdue
30/04/2016£934.62£587.14£347.481235 days overdue
30/05/2016£934.62£595.22£339.401205 days overdue
30/06/2016£934.62£603.42£331.201174 days overdue
30/07/2016£934.62£611.72£322.901144 days overdue
30/08/2016£934.62£620.15£314.471113 days overdue
30/09/2016£934.62£628.68£305.941082 days overdue
30/10/2016£934.62£637.34£297.281052 days overdue
30/11/2016£934.62£646.11£288.511021 days overdue
30/12/2016£934.62£655.01£279.61991 days overdue
30/01/2017£934.62£664.02£270.60960 days overdue
02/03/2017£934.62£673.17£261.45929 days overdue
30/03/2017£934.62£682.43£252.19901 days overdue
30/04/2017£934.62£691.83£242.79870 days overdue
30/05/2017£934.62£701.35£233.27840 days overdue
30/06/2017£934.62£711.01£223.61809 days overdue
30/07/2017£934.62£720.80£213.82779 days overdue
30/08/2017£934.62£730.72£203.90748 days overdue
30/09/2017£934.62£740.78£193.84717 days overdue
30/10/2017£934.62£750.98£183.64687 days overdue
30/11/2017£934.62£761.31£173.31656 days overdue
30/12/2017£934.62£771.80£162.82626 days overdue
30/01/2018£934.62£782.42£152.20595 days overdue
02/03/2018£934.62£793.19£141.43564 days overdue
30/03/2018£934.62£804.11£130.51536 days overdue
30/04/2018£934.62£815.18£119.44505 days overdue
30/05/2018£934.62£826.40£108.22475 days overdue
30/06/2018£934.62£837.78£96.84444 days overdue
30/07/2018£934.62£849.31£85.31414 days overdue
30/08/2018£934.62£861.01£73.61383 days overdue
30/09/2018£934.62£872.86£61.76352 days overdue
30/10/2018£934.62£884.88£49.74322 days overdue
30/11/2018£934.62£897.06£37.56291 days overdue
30/12/2018£934.62£909.41£25.21261 days overdue
30/01/2019£934.62£921.93£12.69230 days overdue
Total:£37,999.98£18,077.22