We indicate the risk, you set your rate
All loans on rebuildingsociety.com will receive a risk rating from A+ to C, with C rated loans being the riskiest. Each of these bandings has an upper interest rate limit. As a lender you can set the rate you want to lend at, depending on your risk appetite. Rates may be lower where loans are supported by security.
- A+ 11% and under
- B 17% and Under
- A 14% and under
- C 20% and under
ISA Account Fees
Free to open
We dont charge you to open an account
A fee of £40 applies if you require assistance with transferring in an existing ISA from another provider.
A fee of £40 applies if you require assistance with transferring out your IFISA to another provider.
A monthly fee of 0.1% of assets (bids + microloans) applies and will be taken from your available balance on the 1st of each month. Microloans which have defaulted are excluded.
Large Lender and Institutional Lender Accounts
If you hold an available balance of £100,000 or more, or you have generated over 100,000 microloan records, you may meet the criteria of a ‘large lender’ and be charged a large lender account fee of 1% of assets (available balance + microloans) per month. This will also activate BidPal and BuyPal settings to help optimise returns for large lender accounts.
Peace of Mind
If you want additional peace of mind about rebuildingsociety.com and your lending activity. You can always access our Terms and Conditions and Business Loan Conditions from the site footer below.