rebuildingsociety.com’s loans are split into different risk categories. This page reports on the performance of those loans as a category. For more detail on individual loan repayment histories, please visit the microloan market.
“Average rate” is the weighted average of gross annual lending rates on all loans within that risk category. It does not include provisions for defaults or tax.
| App Risk | # Loans | £ Loaned | Outstanding | Avg. Rate | Defaults | Bad Debts |
Late (< 30 days) |
Late (> 30 days) |
|---|---|---|---|---|---|---|---|---|
| A+ | 0 | £0 | £0 | 0% | 0 | 0 | 0 | 0 |
| A | 12 | £589,980 | £494,757 | 12.98% | 0 | 0 | 0 | 0 |
| B | 18 | £1,314,530 | £1,026,841 | 16.05% | 0 | 0 | 0 | 0 |
| C | 8 | £332,000 | £289,804 | 18.12% | 0 | 0 | 0 | 0 |
| D | 2 | £48,970 | £44,093 | 16.9% | 1 | 1 | 2 | 2 |
| All | 40 | £2,285,480 | £1,855,495 | 15.61% | 1 | 1 | 2 | 2 |
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