Business Loan Rates & Stats


rebuildingsociety.com business loans are split into different risk categories. The table below reports on the loan rates and statistics for each risk band. For more detail on individual loan repayment histories, please visit the microloan market.

“Average rate” is the weighted average of gross annual lending rates on all loans within that risk category. It does not include provisions for defaults or tax.

New lenders should be aware that past returns are not necessarily a guide to future returns.


App Risk
App Risk
Loans within the risk category assigned by rebuildingsociety
# Loans
# Loans
The number of loans completed in respective risk categories
£ Loaned
£ Loaned
The total value of loans made in respective risk categories
Outstanding
Outstanding
The total value of loan capital repayments outstanding in respective risk categories
Avg. Rate
Avg. Rate
The average gross annual interest rate earned by investors across all loans in respective risk categories
Late
(< 30 days)
Late (< 30 days)
Number of loans where the current repayment is late by less than 30 days
Late
(> 30 days)
Late (> 30 days)
Number of loans where the current repayment is late by more than 30 days
Defaults
Defaults
One or more repayments are more than 90 days late, or rebuildingsociety has received information that is tantamount to the loan becoming unaffordable
Bad Debts
Late (> 30 days))
The value of unrecoverable debt after a borrower has been pursued for bad debts and a settlement has been reached
A+ 0 £0 £0 0% 0 0 0 0
A 19 £870,030 £397,225 13.05% 1 0 2 0
B 45 £2,544,970 £1,515,649 15.67% 1 1 1 0
C 46 £2,819,500 £2,355,432 17.3% 6 2 1 0
D 0 £0 £0 0% 0 0 0 0
All 110 £6,234,500 £4,268,306 16.23% 8 3 4 0