Business Loan Rates & Stats


rebuildingsociety.com business loans are split into different risk categories. The table below reports on the loan rates and statistics for each risk band. For more detail on individual loan repayment histories, please visit the microloan market.

“Average rate” is the weighted average of gross annual lending rates on all loans within that risk category. It does not include provisions for defaults or tax.

New lenders should be aware that past returns are not necessarily a guide to future returns.


Risk # Loans £ Loaned Outstanding Avg. Rate Late
(< 30 days)
Late
(> 30 days)
Defaults Bad Debts
A+ 0 £0 £0 0% 0 0 0 0
A 19 £870,030 £429,719 13.2% 1 0 2 0
B 43 £2,394,970 £1,396,151 15.68% 3 1 1 0
C 38 £2,320,500 £1,932,480 17.39% 2 1 0 0
D 0 £0 £0 0% 0 0 0 0
All 107 £5,969,500 £4,141,225 16.18% 6 2 3 0