Loans are split into different risk categories. The table below reports on the performance of those loans for each category, including business loan rates. For more detail on individual loan repayment histories, please visit the microloan market.
“Average rate” is the weighted average of gross annual lending rates on all loans within that risk category. It does not include provisions for defaults or tax.
New lenders should be aware that past returns are not necessarily a guide to future returns.
| Risk | # Loans | £ Loaned | Outstanding | Avg. Rate |
Late (< 30 days) |
Late (> 30 days) |
Defaults | Bad Debts |
|---|---|---|---|---|---|---|---|---|
| A+ | 0 | £0 | £0 | 0% | 0 | 0 | 0 | 0 |
| A | 19 | £869,980 | £448,433 | 13.2% | 0 | 0 | 2 | 0 |
| B | 40 | £2,226,550 | £1,260,884 | 15.79% | 2 | 1 | 1 | 0 |
| C | 37 | £2,250,500 | £1,924,295 | 17.56% | 1 | 1 | 0 | 0 |
| D | 0 | £0 | £0 | 0% | 0 | 0 | 0 | 0 |
| All | 96 | £5,347,030 | £3,633,612 | 16.28% | 3 | 2 | 3 | 0 |
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