How it Works

Through our Innovative Finance ISA (IFISA), offers lenders the opportunity to invest in loans without paying personal taxes on any returns made.

ISAs have constituted a trusted saving and investment method for several years. We are now giving you the opportunity to combine an ISA with peer-to-peer lending. With your IFISA account, you can continue to invest in and support British SMEs on our FCA-authorised peer-to-business lending platform, without paying personal taxes on returns.

You can choose how much to invest, from £10 up to the legal annual limit; transfer to and from other ISAs as you wish; make your own investment decisions; and access your capital on the Secondary Marketplace.Simple and straightforward, the IFISA process requires the transferral of bank funds or ISA holdings, which can then be invested as normal, through the marketplace.

It couldn’t be easier.

  • 1
    Open an account
    It’s a fast, simple online process
  • 2
    Add funds
    Simply complete a direct bank transfer to upload as little as £10 to the platform to begin, and add more as you wish
  • 3
    Track your investment
    Monitor all account activity on your dashboard
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