How it Works

Through our Innovative Finance ISA (IFISA), offers lenders the opportunity to lend to businesses, without paying personal taxes on returns made.

Tax treatment depends on the individual circumstances of each client and may be subject to change in future.

ISAs have constituted a trusted saving and investment method for several years. We are now giving you the opportunity to combine an ISA with peer-to-peer lending. With your IFISA account, you can continue to lend to and support British SMEs on our FCA-authorised peer-to-business lending platform, without paying personal taxes on returns.

You can choose how much to lend, from £10 up to the legal annual limit; transfer to and from other ISAs as you wish; make your own decisions; and access your capital on the Secondary Marketplace. Simple and straightforward, the IFISA process requires the transferral of bank funds or ISA holdings, which can then be used as normal, through the marketplace.

It couldn’t be easier.

  • 1
    Open an account
    It’s a fast, simple online process
  • 2
    Add funds
    Transfer funds to our seggregated bank account
  • 3
    Track your activity
    Monitor all account movement on your dashboard
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