Obvious Print Solutions Limited

Investment Requests for Loan for Expansion

Overview
Funds raised
£50,000
Final AER
19.35%
Loan Term
60
Completed:
31/08/2016
About the Business
Company Name: OBVIOUS PRINT SOLUTIONS LIMITED Company Number: 03693306
Business Type: Technology Years Trading: More than 10 years
Business Location: MAIDSTONE
About the Risk
Risk Rating: C

Default rate

14.1%

Bad debt rate

5.04%

Risk Indicators
Identified:
High level of dividends
It has been identified that directors have recently taken significant dividends from the business
Marginal Growth
This company has shown low levels of growth over recent financial reporting periods
High Debt-to-Equity Ratio
This company has a higher than average level of company debt in relation to its equity
About the Security
Security Offered:
content
Personal Guarantee - PG from Mr Hamilton
Est. Equity: £550000.00

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All Assets Debenture - Fixed and Floating Charge over all Company Assets
Est. Equity: £0.00

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Personal Guarantee - PG from Mrs Hamilton, spouse of the company director
Est. Equity: £250000.00

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Who are we?

Obvious Print Solutions ltd (trading as Obvious Group), are a marketing agency based in Kent specialising in dynamic responsive web design, branding and creative design for print.

We thoroughly research our clients and work with them to create bespoke solutions and shape the way we work with them. We find out what it is that the client is looking to achieve then look at their business and the space it inhabits. Establish target audience, who the competitors are and what the industry or sector looks like.

We then provide a strategy moving forward to include Logo’s, Website, ecommerce solutions, SEO/Search Optimisation and Social Media campaigns. We are also able to design or re-design brochures and marketing tools.

We are a seasoned team with a diverse body of work behind us and through this experience we know what works.

Our strong understanding and awareness allows us to develop and implement strategies that not only inform our design process but develop campaigns that work.

Samples of work and client testimonials can be found on our website – www.obviousgroup.co.uk

READ MORE...

Details

Who are we?

Obvious Print Solutions ltd (trading as Obvious Group), are a marketing agency based in Kent specialising in dynamic responsive web design, branding and creative design for print.

We thoroughly research our clients and work with them to create bespoke solutions and shape the way we work with them. We find out what it is that the client is looking to achieve then look at their business and the space it inhabits. Establish target audience, who the competitors are and what the industry or sector looks like.

We then provide a strategy moving forward to include Logo’s, Website, ecommerce solutions, SEO/Search Optimisation and Social Media campaigns. We are also able to design or re-design brochures and marketing tools.

We are a seasoned team with a diverse body of work behind us and through this experience we know what works.

Our strong understanding and awareness allows us to develop and implement strategies that not only inform our design process but develop campaigns that work.

Samples of work and client testimonials can be found on our website – www.obviousgroup.co.uk

READ MORE...

The loan will be used for raising the profile of the company into the London arena and surrounding areas via SEO(search engine optimisation) and PPC (pay per click).

It will also be used to search for new members of professional staff through specialist recruitment agencies.

We have tried to expand organically over a number of years now but feel without financial assistance our growth is being held back.

Loan Offers
Business Profile

What is the loan for?

The loan will be used for raising the profile of the company into the London arena and surrounding areas via SEO(search engine optimisation) and PPC (pay per click).

It will also be used to search for new members of professional staff through specialist recruitment agencies.

We have tried to expand organically over a number of years now but feel without financial assistance our growth is being held back.

Why consider investing?

Established 16 years ago and with a combined knowledge covering all aspects of marketing we are famed for our dynamic thinking, professionalism and approachability.

We constantly keep up to date with the ever changing digital world and ensure this knowledge is passed on to our clients.

With regular repeat work and forward loading already booked in over the next 6 months, we are confident we are a growing company going from strength to strength.

Security

This loan is to be secured by a Personal Guarantee from the director, Mr Hamilton. Mr Hamilton has an estimated net worth of £590,000. This is derived primarily from his equity in is person residence, which has an estimated value of £1m and £550,000 estimated equity. The loan will also be secured by way of an All Assets Debenture, which will be taken over the applicant company creating a fixed and floating charge over the business' assets.

Selected Micro Loan

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