PT Commercial Limited

Business Services

Funds Requested

£30,000.00

Offered so far

£0.00

Loan term

60 MONTHS

Auction Closed

2015-06-24

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This loan is now passed its deadline, lender funds will soon be released.

About the Business

Company Name: PT Commercial Limited Company Number: 6634368
Business Type: Business Services Years Trading: 4-5 years
Business Location: KENT

About the Risk

Risk rating

C

Default rate

13.00%

Bad debt rate

5.33%

About the Security

Security Offered:

Personal Guarantee - Done (PG from director and majority shareholder)

Est. Equity: 0.00

Risk Indicators Identified:

Important Files

Who are we?

We are a cleaning facilities company established since 2005, locally managed and operated by the same business owner since its induction.

We employ over 100 cleaners and work closely with businesses like sports centres, medical practices, the NHS, local authority, daycare nurseries and schools to name but a few.

The business is built around visibly high KPIs and service levels, we have a solid footing in the cleaning industry and are looking to move the current Turnover from its current value touching 1 million per annum to 2 million per annum in the next 2 years

Read more

Loan Offers

What is the loan for?

We require additional working capital to enable us to fulfil our ever increasing contract base, due to the working capital cycle between paying our employees and collecting our sales book. The funds will also be used for staff development and to invest in the latest equipment and products in line with our environmentally friendly ethos.

Why consider investing?

Established since 2005 and have grown the business year on year.

We are part of a national franchise that believes in an Eco friendly alternative with a local delivery and national standards but as a company we are a small company, committed to excellent service and staff well-being and our aim is to grow into the most successful commercial cleaning company in the area.

Security

This loan is to be secured by way of a directors guarantee. The director has an estimate net worth of £60,500. Through ownership of a property with an estimate value of £170k, and equity of £61k.

DateAmountCapitalInterestReceived
25/07/2015£770.64£307.14£463.50
25/08/2015£770.64£311.89£458.75
25/09/2015£770.64£316.71£453.93
25/10/2015£770.64£321.60£449.04
25/11/2015£770.64£326.57£444.07
25/12/2015£770.64£331.61£439.03
25/01/2016£770.64£336.74£433.90
25/02/2016£770.64£341.94£428.70
25/03/2016£770.64£347.22£423.42
25/04/2016£770.64£352.59£418.05
25/05/2016£770.64£358.04£412.60
25/06/2016£770.64£363.57£407.07
25/07/2016£770.64£369.18£401.46
25/08/2016£770.64£374.89£395.75
25/09/2016£380.68£380.68£0.00
25/10/2016£386.56£386.56£0.00
25/11/2016£392.53£392.53£0.00
25/12/2016£398.60£398.60£0.00
25/01/2017£404.76£404.76£0.00
25/02/2017£411.01£411.01£0.00
25/03/2017£417.36£417.36£0.00
25/04/2017£423.81£423.81£0.00
25/05/2017£430.36£430.36£0.00
25/06/2017£437.01£437.01£0.00
25/07/2017£443.76£443.76£0.00
25/08/2017£450.61£450.61£0.00
25/09/2017£457.58£457.58£0.00
25/10/2017£464.65£464.65£0.00
25/11/2017£471.82£471.82£0.00
25/12/2017£479.11£479.11£0.00
25/01/2018£486.52£486.52£0.00
25/02/2018£494.03£494.03£0.00
25/03/2018£501.67£501.67£0.00
25/04/2018£509.42£509.42£0.00
25/05/2018£517.29£517.29£0.00
25/06/2018£525.28£525.28£0.00
25/07/2018£533.39£533.39£0.00
25/08/2018£541.63£541.63£0.00
25/09/2018£550.00£550.00£0.00
25/10/2018£558.50£558.50£0.00
25/11/2018£567.13£567.13£0.00
25/12/2018£575.89£575.89£0.00
25/01/2019£584.79£584.79£0.00
25/02/2019£593.82£593.82£0.00
25/03/2019£603.00£603.00£0.00
25/04/2019£612.32£612.32£0.00
25/05/2019£621.78£621.78£0.00
25/06/2019£631.38£631.38£0.00
25/07/2019£641.14£641.14£0.00
25/08/2019£651.04£651.04£0.00
25/09/2019£661.10£661.10£0.00
25/10/2019£671.31£671.31£0.00
25/11/2019£681.69£681.69£0.00
25/12/2019£692.22£692.22£0.00
25/01/2020£702.91£702.91£0.00
25/02/2020£713.77£713.77£0.00
25/03/2020£724.80£724.80£0.00
25/04/2020£736.00£736.00£0.00
25/05/2020£747.37£747.37£0.00
25/06/2020£758.92£758.92£0.00
Total:£30,000.00£6,029.27