Slk Retail and Consultancy Limited

Investment Requests for New Stock and Equipment

Overview
Funding Required
£54,000
Offered so far
Fully Offered
Loan Term
60
Deadline:
04/12/2018
About the Business
Company Name: SLK RETAIL AND CONSULTANCY LIMITED Company Number: 07913240
Business Type: WHOLESALE AND RETAIL TRADE INCLUDING REPAIR OF MOTOR VEHICLES Years Trading: 5-10 years
Business Location:
About the Risk
Risk Rating: B

Default rate

9.1%

Bad debt rate

0.14%

Risk Idicators
Identified:
Irregular preparation of management Accounts
This company may not regularly be preparing management accounts
Marginal Growth
This company has shown low levels of growth over recent financial reporting periods
Low Security Coverage
The security offered on this loan is below desirable levels
About the Security
Security Offered:
content
Personal Guarantee - PG from sole director Ms Sharon Kaye
Est. Equity: £70000.00

Important Files
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Who are we?

UK-Gardens.co.uk is an online garden centre, but also offers so much more. We pride ourselves on providing excellent customer service, to support you in making your purchasing decisions and also dealing with wholesale trade enquiries for hotels, pubs, restaurants, and businesses. If we haven't got the item you are looking for, we often know where we can source it from, so please contact us with any product or support enquiry you may have.

Although we are an online garden centre we operate from our warehouse in Melbourne, south Derbyshire, so are well placed for people in the Midlands to be able to collect goods by prior arrangement, but also to ship goods to further afield areas such as London, Edinburgh, Wales and Cornwall.

After 11 years in the garden centre industry, Sharon Kaye set up UK-Gardens.co.uk, having had previous experience as an Operations Manager, running 2 online businesses including a garden centre, as well as marketing, accounts and support to 2 garden centres. With a management background, a consultancy business SLK Consultancy where she has worked with existing internet businesses such as Chocolate Trading Co, and a strong customer service belief, Sharon knew the level of quality and service that she wanted UK-Gardens to provide for our customers.

In the twentieth century, we all have busy lives, so online buying can suit some people. But we still have a belief that there are customers who like to see, feel, try before they buy. So we have to bridge that gap. UK-Gardens try to do this by providing informative product descriptions, images but most of all, helpful customer service. So if you have a query - please ask!

READ MORE...

Details

Who are we?

UK-Gardens.co.uk is an online garden centre, but also offers so much more. We pride ourselves on providing excellent customer service, to support you in making your purchasing decisions and also dealing with wholesale trade enquiries for hotels, pubs, restaurants, and businesses. If we haven't got the item you are looking for, we often know where we can source it from, so please contact us with any product or support enquiry you may have.

Although we are an online garden centre we operate from our warehouse in Melbourne, south Derbyshire, so are well placed for people in the Midlands to be able to collect goods by prior arrangement, but also to ship goods to further afield areas such as London, Edinburgh, Wales and Cornwall.

After 11 years in the garden centre industry, Sharon Kaye set up UK-Gardens.co.uk, having had previous experience as an Operations Manager, running 2 online businesses including a garden centre, as well as marketing, accounts and support to 2 garden centres. With a management background, a consultancy business SLK Consultancy where she has worked with existing internet businesses such as Chocolate Trading Co, and a strong customer service belief, Sharon knew the level of quality and service that she wanted UK-Gardens to provide for our customers.

In the twentieth century, we all have busy lives, so online buying can suit some people. But we still have a belief that there are customers who like to see, feel, try before they buy. So we have to bridge that gap. UK-Gardens try to do this by providing informative product descriptions, images but most of all, helpful customer service. So if you have a query - please ask!

READ MORE...

Funds are required for new racking system and stock computer / hardware / software for the warehouse

Loan Offers
Business Profile

What is the loan for?

Funds are required for new racking system and stock computer / hardware / software for the warehouse

Why consider investing?

Established business with plans and scope for growth in a popular and buoyant sector

Security

This loan will be secured with a Personal Guarantee.

A PG will be taken from the sole director, Ms Sharon Kaye. Ms Kaye owns a property with an estimated value of £275,000 based on online estimates. The property has an estimated equity of £130,000 and, after her personal borrowing of c.£50k is taken into account, Ms Kaye has an estimated net worth of £70-80k.

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