7031 Real estate agencies

Funds Raised


Final AER


Loan term


Auction Closed


Micro Loan Opportunities
Buy Capital Seller's
Price Buyer's
£30.49 +1.50% £30.95 16.74%
£24.39 +1.50% £24.76 16.74%
£6.10 +3.30% £6.30 15.27%
£24.39 +3.40% £25.22 15.19%
£6.10 +3.80% £6.33 14.87%

About the Business

Company Name: TAYLOR MADE PROPERTY MANAGEMENT LIMITED Company Number: 09262207
Business Type: 7031 Real estate agencies Years Trading: 2-3 years
Business Location: Preston

About the Risk

Risk rating


Default rate


Bad debt rate


About the Security

Security Offered:

Personal Guarantee - PG from Richard Taylor

Est. Equity: 53690.00

Personal Guarantee - PG from Kimberly Taylor

Est. Equity: 53690.00

Second Priority Property Charge - Second priority legal charge over the director's domestic residence

Est. Equity: 98000.00

All Assets Debenture - First priority debenture creating a fixed and floating charge over all assets of the applicant company

Est. Equity: 24000.00

Risk Indicators Identified:

Below Average Business Credit Rating
A 3rd party credit rating agency has indicated that this business is above average risk.
High Debt-to-Equity Ratio
This company has a higher than average level of company debt in relation to its equity

Important Files

Who are we?

Taylor Made Property Management has raised money through rebuildingsociety.com previously. This new loan will be used to refinance the old loan. If you currently have Capital Outstanding on the existing loan you can transfer this to the new application, by making use of Transfer Bids.

Visit the existing loan here

This loan has benefited from a 2% reduction in the starting interest rate, due to the security offered in support of the loan. Find out more Here.

Taylor Made Property Management Limited was incorporated in October 2014 with the express purpose of taking over the Martin & Co franchise based in Preston. The purchase of the franchise was successful and we began trading as Martin & Co in February 2015.

Since that time, with the backing of Martin & Co, and their 25+ years of experience as a franchisor, Taylor Made Property Management has lead the next chapter of this franchise and continues to develop the existing business to the level it should be for a territory of it size.

The owner of Taylor Made Property Management, Richard Taylor, has experience as a landlord himself and 12+ years of managing multi million pound government contracts within the Welfare to Work arena, Having completed all the training through Martin & Co and associated bodies he know has a more complete understanding of the property market as a whole and operating a business within that arena, and the perils of employing staff.

Having lived and worked within the franchise area for the last 20 years the owners local knowledge is very strong and having made contacts in local councils and community organisations throughout that time he is very well connected across the area.

In the last 18 months we have developed the brand of Martin & Co in the geographical area assigned to this franchise, we have increased the size of the fully managed portfolio by more than 20%, increased property sales by 75% and introduced the Martin & Co Student Homes brand into Preston and secured, as the only agents in Preston marketing it, a brand new privately owned student accommodation block with 244 rooms.

We are also working with a number of local developers and investors on some wide ranging projects from warehouse and office residential conversions, to take advantage of the growing trend for city centre living, to small scale new build developments to compliment larger developments as part of the Councils City Deal residential plans.

Read more

Loan Offers

What is the loan for?

£75,000 of the loan will be used to pay off the existing finance we have with Rebuilding Society.

£35,000 will be used as a marketing budget for the next 12 months activity:

Despite the growth and advances made over the last 18 months we are still not commanding enough of the market share when it comes to appraisals and valuations and so our intention for the next 12 months is to make serious inroads in this area of the business.

To do this we have decided to invest time and effort into producing a monthly newsletter which reflects, using actual figures and information, the activity within the local property market. This will be distributed to our database of landlords and potential landlords as well as being mailed to demographically landlords live. This activity will be supported by email, twitter, facebook and Linkedin campaigns using snapshots of the same information throughout the following month.

As well as this we will be increasing the number of direct mailing campaigns to targeted areas and aim to have delivered 10,000 per month for the next 12 months. £15,000 will be used for debt consolidation and working capital:

As with all new businesses the first 2 years are some of the hardest financially and so there is an amount of this loan that will be used to consolidate some debts that have been incurred over the last 18 months to free up some working capital to support the plans for growth. this amount will also allow us to have a small reserve of working capital which will help with the day to day operations of the business.

Why consider investing?

We have proved over the last couple of years that we are a very good borrower with a great track record of repayment and servicing of the loan that we have had with Rebuilding Society. We are in a position of real opportunity within our local area to kick the business onto the next level and expand even further than we have in the last 2 years.

We have taken the decision to try and refinance in order to give us the financial muscle to be able to put the plans in practice to make the best use of the opportunity in front of us.

ReBS Disclosure

Included in current assets in the management accounts is a loan to the directors of £160,000 which arose when the shares were issued to the directors but were not paid for. This was an error by a previous firm of accountants and it is the intention of the directors to reverse this transaction by the end of 2016 thereby removing the share capital and corresponding loan to the directors from the accounts and substituting a more appropriate share capital which can be paid for by the current loans from the directors.


This loan is to be secured by two Personal Guarantees, an All Assets Debenture and a Second Priority Property Charge.

The Personal Guarantees are to be provided by the directors Richard and Kimberly Taylor.

They have an estimated combined net worth of £107,380. This is derived primarily from their ownership of their marital home and one other investment property.

Their marital home, over which a second priority legal charge is also being provided, is a property with an estimated value of £260,000. This estimation was provided by the applicant, and correlates to our data. The property was purchased for £245,000 in August 2008, and current online value estimations are around £255,000. There is an estimated £98,000 equity available in this property, which will be captured by our second charge.

The directors also own equity in an investment property. This property has an estimated value of £115,000 and around £23,000 estimated equity.

The Debenture will create a priority fixed and floating charge over all assets of the applicant company.

10/01/2019£2,777.90£1,613.87£1,164.03 (12 days late)
10/02/2019£1,140.17£0.00£1,140.17Interest only
10/06/2019£1,066.45£0.00£1,066.45Interest only
10/10/2019£2,777.90£1,788.50£989.41Not Due
10/11/2019£2,777.90£1,814.94£962.96Not Due
10/12/2019£2,777.90£1,841.78£936.13Not Due
10/01/2020£2,777.90£1,869.01£908.89Not Due
10/02/2020£2,777.90£1,896.64£881.26Not Due
10/03/2020£2,777.90£1,924.69£853.22Not Due
10/04/2020£2,777.90£1,953.14£824.76Not Due
10/05/2020£2,777.90£1,982.02£795.88Not Due
10/06/2020£2,777.90£2,011.33£766.58Not Due
10/07/2020£2,777.90£2,041.07£736.84Not Due
10/08/2020£2,777.90£2,071.24£706.66Not Due
10/09/2020£2,777.90£2,101.87£676.03Not Due
10/10/2020£2,777.90£2,132.95£644.96Not Due
10/11/2020£2,777.90£2,164.48£613.42Not Due
10/12/2020£2,777.90£2,196.49£581.42Not Due
10/01/2021£2,777.90£2,228.96£548.94Not Due
10/02/2021£2,777.90£2,261.92£515.98Not Due
10/03/2021£2,777.90£2,295.36£482.54Not Due
10/04/2021£2,777.90£2,329.30£448.60Not Due
10/05/2021£2,777.90£2,363.74£414.16Not Due
10/06/2021£2,777.90£2,398.69£379.21Not Due
10/07/2021£2,777.90£2,434.16£343.75Not Due
10/08/2021£2,777.90£2,470.15£307.76Not Due
10/09/2021£2,777.90£2,506.67£271.23Not Due
10/10/2021£2,777.90£2,543.73£234.17Not Due
10/11/2021£2,777.90£2,581.34£196.56Not Due
10/12/2021£2,777.90£2,619.51£158.39Not Due
10/01/2022£2,777.90£2,658.24£119.66Not Due
10/02/2022£2,777.90£2,697.54£80.36Not Due
10/03/2022£2,777.90£2,737.43£40.47Not Due