Embedded Finance IFISA |

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Integrate. Allocate. Optimise.

The Institutional-Grade IFISA for Advisors.

Move beyond traditional assets and offer you sophisticated client assets to the compelling returns of peer-to-peer lending, all within a tax-efficient Innovate Finance ISA wrapper.

rebuildingsociety.com's powerful API suite allows your firm to embed a complete IFISA solution directly into your platform, giving you full control or alternative credit allocations.

A NEW ASSET CLASS, SEAMLESSLY INTEGRATED

The Innovative Finance ISA is no longer a niche product. It is a tool for diversification and yield-building.

Until now, accessing it meant directing clients to external platforms, splitting reporting and reducing oversight.

This changes with the API-driven approach. The FCA-authorised IFISA becomes part of your own investment architecture.

HOW OUR IFISA API EMPOWERS YOUR FIRM

We provide the regulatory framework and infrastructure. You provide the strategy and client relationships.

The Direct Lending Conversion Model
Allocate to IFISA: These P2P loans move into client IFISAs, branded as your own.
Originate or Select: Originate a loan or choose one from a corporate client's balance sheet.
Manage & Report: Access performance data, reporting and cash flow views through the portal or integrated systems.
Convert via API: Convert that single loan into multiple P2P loans through the API.

WHY ADVISORS CHOOSE OUR API-DRIVEN IFISA

For Your Practice

Deepen engagement with an advanced income product.
Increase AUM with assets previously held elsewhere.
Enhance fee potential through a new asset class.
Offer the IFISA under your own branding.

For Your Clients

Tax-free returns within the IFISA wrapper.
Diversification into a low-correlation asset class.
Due diligence and credit assessment handled by the regulated platform.
Transparency through direct visibility of the loans they fund.

Built for Integration,
Designed for Scale

White-label capability for a seamless client journey.
Automated onboarding and ISA transfers.
Real-time loan book data and performance reporting.
Secure, FCA-compliant architecture.

See How the IFISA API Works

Watch a walkthrough of the IFISA model, the API workflow and how firms integrate peer-to-peer lending. The video guides you through loan selection, conversion and allocation within the IFISA.