Don’t invest unless you’re prepared to lose money. This is a high‑risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Integrate. Allocate. Optimise.

The Institutional-Grade IFISA for Advisors.

Move beyond traditional assets and offer your sophisticated client base access to peer-to-peer investment opportunities, all within a tax-efficient Innovate Finance ISA wrapper, subject to risk and loan performance.

rebuildingsociety.com's powerful API suite allows your firm to embed a complete IFISA solution directly into your platform, giving you control of alternative finance allocations for your clients.

A NEW ASSET CLASS, SEAMLESSLY INTEGRATED

The Innovative Finance ISA is no longer a niche product. It is a tool for diversification and yield-building.

Until now, accessing it meant directing clients to external platforms, splitting reporting and reducing oversight.

This changes with the API-driven approach. As an FCA authorised platform (FRN 656344), our IFISA solution can become a part of your own investment architecture.



HOW OUR IFISA API EMPOWERS YOUR FIRM

We provide the regulatory framework and infrastructure. You provide the strategy and client relationships.

  • The Direct Lending Conversion Model
  • Allocate to IFISA: These P2P loans become eligible ISA investments in your client's IFISAs account.
  • Originate or Select: Originate a loan or choose one from a corporate client's balance sheet.
  • Manage & Report: Access performance data, reporting and cash flow views through the portal or integrated systems.
  • Convert via API: Convert that single loan into multiple P2P loans through the API.


WHY ADVISORS CHOOSE OUR API-DRIVEN IFISA

For Your Practice

  • Deepen engagement with an advanced income product.
  • Increase AUM with assets previously held elsewhere.
  • Enhance fee potential through a new asset class.
  • Offer our IFISA under your own branding.

For Your Clients

  • Tax-free returns within the IFISA wrapper.
  • Diversification into a low-correlation asset class.
  • Due diligence and credit assessment handled by the regulated platform.
  • Transparency through direct visibility of the loans they fund.


Built for Integration,
Designed for Scale

  • White-label capability for a seamless client journey.
  • Automated onboarding and ISA transfers.
  • Real-time loan book data and performance reporting.
  • Secure, FCA-compliant architecture.


See How the IFISA API Works

Watch a walkthrough of the IFISA model, the API workflow and how firms integrate peer-to-peer lending. The video guides you through loan selection, conversion and allocation within the IFISA.



Ready to Integrate Peer-to-Peer Lending into Your Investment Solutions?

Learn how the IFISA API can become part of your investment toolkit.


Frequently Asked Questions

You can offer the IF ISA

How does it work?

Why work with us?

Partnership Benefits

Next Steps

Download the White Paper

Get the complete breakdown of the IFISA API model and how it supports your investment strategy.






Investments in peer-to-peer lending carry risk, including the risk of capital loss. Returns are not guaranteed and depend on loan performance. Past performance is not a reliable indicator of future results. Tax treatment depends on individual circumstances and may change.