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14th Aug, 2012

Investments are a Risk and the Pope is a Catholic

We were delighted to see the FSA publish guidance on crowdfunding this week, although we have a different view on certain issues.Crowd funding cheque circle

To say investing via crowdsourcing is a risk is not as obvious as statements like ‘Usain Bolt can run’ or ‘Rory McIlroy could handle himself on your local municipal’, but the FSA’s guidance seemed to be imbalanced, so it’s only proper to provide the other side of the argument.
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13th Aug, 2012

Regulation is a lose-lose for banks

Light touch regulation of banks, the sort of which dominated the years prior to the credit crunch, doesn’t work. If you’re not effectively regulating organisations who have a ‘gaming’ culture, catastrophes will happen, because you’re relying on people motivated by profits to make decisions in the best interest of the general public in the long term.

Let’s face it, many people bend rules to get things done in the world, but such blatant disregard for the boundaries is laughable.

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