Lending criteria

Our requirements for business loan applications

  • Secured or unsecured loans available with fixed rates from 6.4% APR
  • Loan sizes £25,000-£2,000,000
  • Terms of 6-60 months
  • Limited companies, LLPs, PLCs, and social enterprises are acceptable
  • Businesses must have been trading for at least 2 years and have 2 sets of annual accounts filed (we require sight of financial accounts and management accounts covering the period ending no earlier than 60 days prior to the date of application submission)
  • Good credit history required (no CCJs over £250 outstanding)
  • The business must be profitable and VAT registered
  • Directors/Partners must be UK residents
  • Average quarterly turnover greater than £50k for the last 4 quarters

Apply online and get a decision within 2 days of us receiving the required information and documentation.

Introducer referral fees are payable upon completion of a loan.

Click here to view our Introducer Guide.


 

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