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"BondMason Reports P2P Lending Doubled to £2.3bn in 2015; Offers Up 3 Predictions for 2016," Crowdfund Insider According to BondMason, UK P2P lending totals doubled in 2015 to about 2.3 billion. The savings and investments platform estimates another £1-1.5 billion in growth in 2016. "Spotify and Apple Music Should Let Us Tip Musicians We Love," Wired Eric Steuer argues that streaming platforms like Spotify and Netflix, which deliberately don't give much money to creators, should make it easier for users to throw a few bucks in the artists' direction. "China overtakes UK in global fintech race," Financial Times China is home to seven of the world's 50 most successful fintech firms, according to a list compiled by accountancy group KPMG. The list included six British firms, with Funding Circle ranking 5th. "For Large Investment Banks The Rise Of FinTech May Help Alleviate Cost Pressures," Forbes Writes Antoine Gara: "Now, FinTech is increasingly seen as a way cut through this technological muck, saving far more money than a next round of layoffs, or re-locations from New York City to Salt Lake City. These investments are seen as the next frontier of cost cutting on Wall Street. And it appears firms that once used to compete fiercely against each other are willing to join forces in the FinTech arms race."