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P2P Weekly: P2P Popularity

Should You Cut Your Credit Card Debt With a Peer-to-Peer Loan?, Bloomberg Some U.S. peer-to-peer lenders specialize in refinancing individuals' credit card debt and consumers are pursuing those services, but financial experts don't recommend more borrowing as a solution to debt. Banking and Nothingness, The Economist "European indecisiveness stands in sharp contrast to America’s large banks, which restructured more quickly. Returns are below pre-crisis levels, but their balance-sheets are stronger and management teams bedded in. European banks are still weighed down by non-core units and dud loans; America’s banks have moved on." RateSetter reaches another lending milestone as P2P popularity grows, The Independent The success of platform RateSetter — the company boasts that none of its lenders have lost a penny since 2010 — indicates a larger pattern of P2P's success, especially as household costs continue to rise in Britain. They've gone up 18 percent since 2007. Improbable Kickstarter Shows How Crowdfunding Is Driving Innovation In Old Markets , Forbes A Kickstarter campaign that raised more than 30 times its original goal has helpful lessons for anyone seeking success in crowdfunding and fintech.

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