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11th Jun, 2013

Updates to rebuildingsociety.com’s Terms and Conditions

We have recently made some minor amends to our terms and conditions. The first two changes relate to contact details as we may need to contact members from time to time. Another change has been instigated to protect lenders from borrowers delaying their decision to accept their loan offer. (more…)


10th Jun, 2013

Creating an Artificial Demand is Playing with Fire

Nick Moules asks whether the Funding for Lending Scheme is a foundation for growth or the country backing a market it can’t possibly keep up with.

There is a tendency for the good times to be referred to as “normal” by business journalists – consumer spending habits in the years preceding the credit crunch were unprecedented, yet are regarded as a realistic benchmark to return to (“getting back to normal”). Society appears incapable of accepting a boom for what it is, rather we’re in a plateau, but returning to the boom level would be normal – as everything must inherently keep rising…

The latest research published by Ernst & Young in its Item Club suggests consumer spending growth will rise by 1.2% this year, growing again next year to 1.9%. By 2015 it will be back to 2.2% – the level it was at before the crisis.

(more…)


06th Jun, 2013

rebuildingsociety.com offers version of its platform to brokers

PRESS RELEASE ISSUED 06/06/2013

Brokers are now able to run their own peer-to-business lending platforms, thanks for a new set of white-labelled services provided by rebuildingsociety.com.

The platform has developed a number of options, from a branded introducer, which is a branded portal to capture applications and promotes the broker’s involvement in the industry, to a full, independent platform that a business manages on its own terms.

(more…)


03rd Jun, 2013

One in four will consider P2P lending

rebuildingsociety.com recently commissioned some consumer research to gauge the potential size of the peer-to-peer lending market. The findings supported our view that the market will grow exponentially post-regulation and below is the press release issued yesterday.
  • 17% already considering investing in P2P lending schemes
  • 768,000 SMEs would consider applying for a loan through P2P lending
  • Lack of awareness biggest obstacle to P2P growth 

One in four (26%) people in the UK (or up to 12 million) would consider loaning money to UK SMEs by joining a peer-to-peer lending scheme (“P2P”) in 2014 when the sector will be fully regulated by the Financial Conduct Authority (“FCA”). This is according to a new study by rebuildingsociety, a peer-to-business lending website that connects SME borrowers with lenders looking for better returns than those offered by savings accounts.

(more…)