Looking for a fast and affordable business loan?
Peer-to-peer lenders like rebuildingsociety.com offer a quicker alternative to traditional banks.
While banks have strict internal processes that can delay decisions and funding, peer lending gives SMEs access to loans of up to £250,000 in under a month. With competitive rates and monthly repayments, it’s a practical option for business owners who can’t afford to miss opportunities.
Helping you borrow smarter and faster
Borrow from £25,000 to £350,000
This application has gone through a new secured loan application process. The listing contains different information. See the topic in the loan updates tab for more details.
Rates starting at 4% APR
This application has gone through a new secured loan application process. The listing contains different information. See the topic in the loan updates tab for more details.
Peer-funded, not bank-controlled
This application has gone through a new secured loan application process. The listing contains different information. See the topic in the loan updates tab for more details.
No early repayment fees
This application has gone through a new secured loan application process. The listing contains different information. See the topic in the loan updates tab for more details.
Quick decisions & fast funding
This application has gone through a new secured loan application process. The listing contains different information. See the topic in the loan updates tab for more details.
Great product and excellent service
Great product and an excellent level service of service provided throughout. I thoroughly recommend this company for company directors
Ewan Boosey
Efficient service and great return
Efficient service and great return. The app is very easy and intuitive to use.
Shiv Haria
Been with Rebuilding for years
Been with Rebuilding for years, great support, easy to use and good quality products on offer. Never had an issue.
Ross Ponsford
FAQs
We accept applications from any UK business that is registered at Companies House, including limited companies, limited liability partnerships and community interest companies. We do not lend to sole traders or unincorporated partnerships.
Once you have submitted your application and the information we need, it will take us up to 2 working days to carry out an initial review of your application to give you an initial decision in principle.
If your application meets our criteria we will put it live on the site for lenders to bid, otherwise we may ask for additional information. The auction process is currently estimated to take between 7-28 days, depending on the size of the loan and the appetite to lend from our lenders.
Our arrangement fees are competitive and vary from 4%-6% depending on the loan type and whether it is submitted direct or through a commercial finance broker. Additional charges may apply to cover administration costs and for certain types of security offered.
Yes. There are no fees for this, other than the interest accrued in the month of early repayment.
If at any time you become unsure as to whether you will be able to make a repayment on time to your lenders, you must contact us so that we can work with you, and help you meet your repayment obligations.
Failure to make a repayment on time may result in penalty charges. Please see our Business Loan Terms or User Terms for more information. If you fail to inform us of the fact that you are likely to miss a payment to any lender, we will contact you after this repayment has been missed to discuss why it has been missed. We will then discuss setting new terms which you may be better able to meet and which the lender agrees to.
In an event of default, our last option of payment is not possible will be to involve a debt collections agency and legal agents to enforce any security and recover the debt from you.
For more information on your obligations and our debt collection and repayment policy please refer to the Terms and Conditions.
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