Don’t invest unless you’re prepared to lose money. This is a high‑risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

Unsecured Business Loans Made Simple

Fast access to funding. No security required.

Flexible Funding Without the Need for Security

If you are looking for a quick and affordable loan for your business, then an unsecured business loan through rebuildingsociety.com could be the right choice for you.

We understand that businesses don’t want to wait to initiate growth plans; markets change and you need to be able to respond and take opportunities. More…


rebuildingsociety.com facilitates unsecured business loans of up to £50,000 through our database of individual lenders with an appetite to lend to creditworthy UK businesses, in a time-scale of between two and four weeks: much quicker than applying for an unsecured loan through a bank.

You’re also borrowing money from individuals with a vested interest in the success of your business. They will promote your services, buy your products or connect you with potential customers – you don’t get that sort of value from a bank either. rebuildingsociety.com also doesn’t charge for early repayment of your unsecured business loan, giving you flexibility, without penalising you for a successful period of trading. You also have the option of choosing a Private Peer Loan, which isn’t published publicly on our platform, but is instead accessible by private invitation that you send to chosen recipients.

All that is required from you is a personal guarantee, and you can begin expanding your business right away.

To apply for an unsecured business loan, join rebuildingsociety.com today!

Watch the video below to find out more about the simple and straightforward rebuildingsociety.com application process.

Why choose an unsecured loan through us?

  • Borrow £25,000 to £250,000

    Raise the capital you need without tying up your business or personal assets. Our lenders back businesses based on performance and potential, not just collateral.

  • Terms from 6 months to 5 years

    Raise the capital you need without tying up your business or personal assets. Our lenders back businesses based on performance and potential, not just collateral.

  • Quick decisions

    Raise the capital you need without tying up your business or personal assets. Our lenders back businesses based on performance and potential, not just collateral.

  • No early
    repayment fees

    Raise the capital you need without tying up your business or personal assets. Our lenders back businesses based on performance and potential, not just collateral.

  • Personal service, to keeps things moving

    Raise the capital you need without tying up your business or personal assets. Our lenders back businesses based on performance and potential, not just collateral.

Borrow £25,000 to £250,000

Raise the capital you need without tying up your business or personal assets. Our lenders back businesses based on performance and potential, not just collateral.

Simple 4-step process

1.
Tell Us What
You Need

2.
We Review Your Application

3.
Lender Match

4.
Receive Your Loan

Trusted by businesses like yours

Great product and excellent service

Great product and an excellent level service of service provided throughout. I thoroughly recommend this company for company directors

Ewan Boosey

Efficient service and great return

Efficient service and great return. The app is very easy and intuitive to use.

Shiv Haria

Been with Rebuilding for years

Been with Rebuilding for years, great support, easy to use and good quality products on offer. Never had an issue.

Ross Ponsford

Can You Apply?

Checklist-style:

  • UK limited company or LLP
  • At least 2 years of trading history
  • Directors/shareholders must be UK-based
  • Minimum turnover of £150,000

FAQs

What type of business can borrow?

We accept applications from any UK business that is registered at Companies House, including limited companies, limited liability partnerships and community interest companies. We do not lend to sole traders or unincorporated partnerships.

How quickly can my business get a loan?

Once you have submitted your application and the information we need, it will take us up to 2 working days to carry out an initial review of your application to give you an initial decision in principle.

If your application meets our criteria we will put it live on the site for lenders to bid, otherwise we may ask for additional information. The auction process is currently estimated to take between 7-28 days, depending on the size of the loan and the appetite to lend from our lenders.

What fees are payable?

Our arrangement fees are competitive and vary from 4%-6% depending on the loan type and whether it is submitted direct or through a commercial finance broker. Additional charges may apply to cover administration costs and for certain types of security offered.

Can my business pay back a loan early?

Yes. There are no fees for this, other than the interest accrued in the month of early repayment.

What happens if I cannot repay a loan?

If at any time you become unsure as to whether you will be able to make a repayment on time to your lenders, you must contact us so that we can work with you, and help you meet your repayment obligations.

Failure to make a repayment on time may result in penalty charges. Please see our Business Loan Terms or User Terms for more information. If you fail to inform us of the fact that you are likely to miss a payment to any lender, we will contact you after this repayment has been missed to discuss why it has been missed. We will then discuss setting new terms which you may be better able to meet and which the lender agrees to.

In an event of default, our last option of payment is not possible will be to involve a debt collections agency and legal agents to enforce any security and recover the debt from you.

For more information on your obligations and our debt collection and repayment policy please refer to the Terms and Conditions.

Apply for a loan today

Our loan application process takes less than 5 minutes to complete. To Find out more contact one of our business development team members or simply apply now below.