business profile

on the rebuildingsociety.com blog

29th Mar, 2016

Elite Training is aiming for the next level

Elite Training Assessing & Development provides teachers with training and qualifications on a flexible schedule. This company has brought first-rate training to future teachers in Wigan and Manchester. With a £50,000 loan from the rebuildingsociety community, Elite hopes to improve cashflow to hire additional staff and soon move to new premises. (more…)


18th Mar, 2016

Creative Building Maintenance is Growing — and They Need Your Help!

In more than two decades working in the office fit-out industry, Antony Neilson noticed a trend: clients would have to work with numerous contractors to get their entire office designed, outfitted and ready to go.

So in 2013 he created Creative Construction Group to be a one stop shop for businesses seeking new or renovated office space. Creative does everything from design the space, find the chairs and install the electricity. Today, listed as Creative Building Maintenance, the company seeks a loan of £70,000 in order to improve their cashflow, refinance existing debt, and invest in marketing.

A One-Stop Shop

Neilson strives to make it easy for companies to get their entire project off the ground with one contract.

“For 25 years, I’ve worked for the office fit-out type companies and building companies, and I put that all under one roof. That enables us to build a building, fit it out, and give the keys back to the client at the end. The majority of our trades are in house staff as opposed to sub-contractors. We do it all.”

This means more efficient schedules, better prices and happier, less-stressed clients.

The company aims to grow further and take on more facilities management work, which would mean consistent cashflow from longterm contracts. That’s one reason Creative needs a more robust marketing strategy so they can attract clients to this new aspect of the business.

A Solid Business Base

Creative is offering a personal guarantee with personal guarantee insurance as well as an all assets debenture to secure this loan. And, Neilson says he hopes the company’s strong financial prospects will help lenders feel safe in pursuing the opportunity.

“We’re looking to report our best year yet at the end of July from an accounts point of view. We have a good, solid business base. Along side that, I have the personal expertise of 25 years. I’ve personally said I would guarantee the loan as well. I’m willing to put my neck on the line to get to where I need to get to.”

And they’re headed, in part, to increased turnover that will strengthen the business overall. Neilson has a strategy to £1.8 million this year, £5 million by 2018, and £12 million by 2020.

Learn more about this loan opportunity on the application and discussion.


02nd Mar, 2016

Learning Spaces Brings Innovation Back to Classrooms

The consultants at Learning Spaces provide innovative education design solutions to private and state schools in the UK focusing particularly on IT learning centres and libraries to help advance literacy and educational achievement. Director of Design Services Sam Stevens is enthusiastic about exciting opportunities in marrying of education and design, and with the help of rebuildingsociety he hopes to bring that vision to more schools in 2016.

A moment of inspiration

Stevens has always been passionate about art and design, but after university he went into tech sales. When he was installing a new suite of PCs in a school’s drab classroom space, he was struck by an idea. He offered to design and commission desks and other design elements that would enhance the educational effectiveness of the space. A passion for education design was born, and after trying some ideas for another firm, he started his own project.

“We strive really to bring the very best out of teaching and learning across the UK. There are certain aspects of teaching that are failing because kids are bored. We bring ‘the wow factor’ to the projects we do.”

Whether it’s installing new desks and chairs or designing an entire wing of a school, Learning Spaces does it all. They do workshops with kids, teachers and administrators to generate ideas for the spaces they create.

“But we always include some wild and wonderful things the schools hadn’t considered themselves.”

Financing growth

With a successful application for £50,000 from the rebuildingsociety community, Learning Spaces will pursue a few different goals, including refinancing existing debt, attending a trade show that consistently brings in new clients, and purchase much needed equipment. A broker at Fasttrack Finance brought Learning Spaces to rebuildingsociety, and it is Stevens’s first experience with peer-to-peer lending.

Stevens hopes to inspire confidence in potential rebuildingsociety lenders when they learn about the longterm success of his business and his ongoing strategy for growth.

Learning Spaces “has a solid business model with a Public client base which ensures no issues with bad debts. The company will generate in excess of £550,000 in revenue with £100,000 in net profit in the forthcoming year alone and is therefore a safe and secure business.”

Learn more about this business in its application and discussion board.


26th Feb, 2016

Concept Automotive is in the Fast Lane to Growth

Popular automotive leasing company Concept has come to rebuildingsociety.com to pursue its next round of growth and improvements.

Paul Bulloch launched this venture 12 years ago because he was ready to step out on his own after many years as a businessman. As his business continues to grow, he proves the automotive industry is in his blood.
(more…)


22nd Feb, 2016

A Bold Plan to Purchase a Beloved Pub

With decades of commercial experience under his belt, Aidan Jewitt has set his sites on a new venture.

With the help of the rebuildingsociety.com community, Jewitt aims to raise £100,000 to purchase beloved destination pub The Gray Ox the loan and make improvements to the property.
(more…)


01st Feb, 2016

Packing Company Hopes to Wrap up Their Marketing with a P2P Loan

Hull Boxes & Packaging has been in operations for 2.5 years and its director Richard Britton hopes a successful loan application at rebuildingsociety.com will help the company seize a growth opportunity with a new marketing campaign.

Hull is a family owned and independent business, and Britton says his friendly and hard-working personality shines through in the ethics of the company. He grew up in the packaging industry and is dedicated to providing a positive customer experience.
(more…)


20th Jan, 2016

Finance firm Seeks New Income Stream

An exciting new application from One Stop Business Finance Limited breaks new ground for the company and for the rebuildingsociety platform.

OSBF is a business finance brokerage that primarily provides loans to those who have been refused credit by banks. They tailor financial solutions to each client’s needs and plan to add this loan from rebuildingsociety to a robust portfolio of loans from High Net Worth Individuals that maintain the cashflow of the business’s own book lending.

In the 18 months since incorporating, no client has defaulted on a loan from OSBF. Though this loan doesn’t have a personal guarantee (more on that in the profile), managing director Andrew Mackenzie is confident that he has a secure loan on offer. Alongside the security OSBF holds through its loan book, it is also offering a first ranking holding company debenture.

“To date we have lent £1,048k over eleven transactions with all loans fully secured by company debenture and directors personal guarantee as a minimum. Our financial projections for the current financial year show sales of £250k with a PBT of £51k. As this sales value is 73% covered with current order book (with six months to go) it is considered prudent. Next year turnover will increase to £410k and profit to £89k. It goes without saying, therefore, that this first rebuildingsociety loan is fully serviced from business cash flow.”

A Responsible Model

“Our model seeks to be entirely responsible in our lending, is client focused, thinks long term and as one client said ‘provides the customer service the banks say they will.'”

Lenders have transactions that last as few as six weeks and can take out loans for a maximum of 18 months. Every loan is secured by debenture and director’s personal guarantee and includes flexible terms that match the needs of each client.

This bespoke approach ensures that each investor is getting a strong return on their investment through OSBF.

A Unique Partnership

OSBF chose to work with rebuildingsociety in order to drive down borrowing costs in the long term, and in the short term it will allow them to expand the types of investors who can access their services to include more than just HNWs. A diversified income stream reduces risk to lenders and borrowers. And, for OSBF, P2P offers a chance to break new ground in the corporate short term lending world. Mackenzie believes OSBF is the first company of its kind to work with a peer-to-peer lender.

The relationship between OSBF and rebs comes naturally, as they are local to each other.

“When we first met Rebuilding Society last April we were very impressed. There are many similarities in our business philosophies. It seems a very comfortable and obvious business relationship.”

Please review One Stop Business Finance application page for more information and a robust community discussion.


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